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Debt & Finance Blog
The holiday season may be “the most wonderful time of the year,” but that can change fast if you end up with a huge pile of debt once the fun…
Some debates have no set answer, like which band was better – The Beatles vs. The Rolling Stones? Stocks vs. Mutual Funds isn’t quite as captivating, if for no other…
Credit scores range from 300 (terrible) to 850 (terrific), but two magic numbers in between are 650 and 750. Someone with a credit score lower than 650 risks being turned…
Surviving paycheck-to-paycheck in America is simultaneously commonplace and scary. But this doesn’t mean people just scraping by can’t overcome the debt that threatens to swamp them. All it takes is…
Facing a mound of piling debts each month is an exhausting process. You may be tempted to throw chunks of your paycheck at your auto loan one month and then…
June 1 marks the beginning of hurricane season. Meanwhile, across much of the Western U.S., major droughts have greatly increased the danger for summer wildfires. And don’t forget last winter’s…
Once upon a proverb, “One man’s trash is another man’s treasure” was just another way of saying, as 1960s hipsters did, “Diff’rent strokes for diff’rent folks.” Then came the internet…
If you owe both income taxes and more credit card debt than you can handle, that raises a significant question. Does it matter which debt should take priority? Yes, it…
Your golden years should be an era of leisure and adventure, of self-discovery and reinvention. For most, maximizing our retirement experiences means maximizing our retirement income. When and how to…
Millions of dads won’t admit it, but what they really want for Father’s Day isn’t an Apple watch or a Tom Brady jersey or a hair transplant. What they really…
Sources:
- Saad, L. (2024, October 25) U.S. Consumers Plan Generous Holiday Spending. Retrieved from https://news.gallup.com/poll/652664/consumers-plan-generous-holiday-spending.aspx
- N.A. (2024, November 13) Household Debt Rose Modestly: Delinquency Rates Remained Elevated. Retrieved from https://www.newyorkfed.org/newsevents/news/research/2024/20241113
- N.A. (2024, November) 2024 Deloitte Holiday Retail Surve. Retrieved from https://www2.deloitte.com/content/dam/insights/articles/us187581_cic-holiday-retail/2024-Deloitte-holiday-retail-survey_Protected.pdf
- Verdon, J. (2024, November 18) Why Shoppers are Using Credit Cards More This Holiday Season. Retrieved from https://www.forbes.com/sites/joanverdon/2024/11/18/why-shoppers-are-using-credit-cards-more-this-holiday-season/