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Debt & Finance Blog

How to Avoid Debt This Holiday Season

By Tom Jackson | November 25, 2019

The holiday season may be “the most wonderful time of the year,” but that can change fast if you end up with a huge pile of debt once the fun…

Mutual Funds vs. Stocks

By Tom Jackson | November 13, 2019

Some debates have no set answer, like which band was better – The Beatles vs. The Rolling Stones? Stocks vs. Mutual Funds isn’t quite as captivating, if for no other…

How Long Does It Take to Raise Your Credit Score by 100 Points?

By Tom Jackson | October 3, 2019

Credit scores range from 300 (terrible) to 850 (terrific), but two magic numbers in between are 650 and 750. Someone with a credit score lower than 650 risks being turned…

Ending the Cycle of Living Paycheck-to-Paycheck

By Tom Jackson | September 27, 2019

Surviving paycheck-to-paycheck in America is simultaneously commonplace and scary. But this doesn’t mean people just scraping by can’t overcome the debt that threatens to swamp them. All it takes is…

Which Debt to Pay Off First

By Tom Jackson | September 11, 2019

Facing a mound of piling debts each month is an exhausting process. You may be tempted to throw chunks of your paycheck at your auto loan one month and then…

Make Sure Your Family Has a Disaster Plan

By Joey Johnston | August 29, 2019

June 1 marks the beginning of hurricane season. Meanwhile, across much of the Western U.S., major droughts have greatly increased the danger for summer wildfires. And don’t forget last winter’s…

Where (and how) to Sell Your Stuff Online

By Tom Jackson | August 27, 2019

Once upon a proverb, “One man’s trash is another man’s treasure” was just another way of saying, as 1960s hipsters did, “Diff’rent strokes for diff’rent folks.” Then came the internet…

Should I Pay Off Taxes or Credit Card First?

By George Morris | August 15, 2019

If you owe both income taxes and more credit card debt than you can handle, that raises a significant question. Does it matter which debt should take priority? Yes, it…

When to Take Social Security Benefits

By Tom Jackson | June 19, 2019

Your golden years should be an era of leisure and adventure, of self-discovery and reinvention. For most, maximizing our retirement experiences means maximizing our retirement income. When and how to…

Father’s Day Gift? Take Some Financial Pressure off Dad

By Tom Jackson | May 30, 2019

Millions of dads won’t admit it, but what they really want for Father’s Day isn’t an Apple watch or a Tom Brady jersey or a hair transplant. What they really…

Sources:

  1. Saad, L. (2024, October 25) U.S. Consumers Plan Generous Holiday Spending. Retrieved from https://news.gallup.com/poll/652664/consumers-plan-generous-holiday-spending.aspx
  2. N.A. (2024, November 13) Household Debt Rose Modestly: Delinquency Rates Remained Elevated. Retrieved from https://www.newyorkfed.org/newsevents/news/research/2024/20241113
  3. N.A. (2024, November) 2024 Deloitte Holiday Retail Surve. Retrieved from https://www2.deloitte.com/content/dam/insights/articles/us187581_cic-holiday-retail/2024-Deloitte-holiday-retail-survey_Protected.pdf
  4. Verdon, J. (2024, November 18) Why Shoppers are Using Credit Cards More This Holiday Season. Retrieved from https://www.forbes.com/sites/joanverdon/2024/11/18/why-shoppers-are-using-credit-cards-more-this-holiday-season/