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Debt & Finance Blog

Top 5 Retirement Roadblocks and How to Clear Them

By Joey Johnston | March 23, 2018

A disturbing number of Americans are speeding toward a financial cliff called retirement. Unless they change their saving habits, they may well barrel over the edge and land in poverty.…

couple evaluating bills

Debt Consolidation vs Home Equity Loans

By Tom Jackson | March 23, 2018

There can be benefits to using a home equity loan to pay off credit card debt, including lower and fixed monthly payments. If you’re considering a debt consolidation loan, the…

Hospital Emergency Room Door

From Medical Emergency to Debt Free: How I Paid Off My Debt

By Joey Johnston | March 8, 2018

Ryan Nokes was a teenager when his parents gave him his first credit card with this very stern warning: “This for emergency, emergency use only! Don’t use it, unless you…

Pink Slip that reads Layoff Notice

How to Be Prepared If You Lose Your Job

By Joey Johnston | January 26, 2018

Getting a pink slip might not be as devastating as learning you have a serious medical problem, but the trauma of losing a job can hit hard, especially for those…

Raise in consumers using credit cards

Rising Credit Card Use in America

By Tom Jackson | January 24, 2018

With the rise of online shopping, there is no doubt that Americans are using credit cards more than ever. There’s also no doubt that a lot of them are wasting…

Heart and Money on a scale being weighed

Dating and Debt

By Joey Johnston | January 3, 2018

Is carrying a lot of debt worse than carrying a lot of weight? If you’re a millennial the shocking answer is yes, at least if you are hoping to get…

Robots working in a factory

The 3 Reasons For Wage Stagnation: Globalization, Temp Work and Automation

By Joey Johnston | December 19, 2017

If you want a raise in 2018, please don’t hold your breath. You might not make it to 2019. More than half of Americans haven’t gotten a raise in the…

Financial Health Survey

How’s Your Financial Health? CFPB Survey Says America Needs Work.

By Joey Johnston | November 15, 2017

So you want to avoid financial problems in 2018? Fear not, Uncle Sam is on the case. The Consumer Financial Protection Bureau has come out with a first-of-its-kind survey on…

Discount Holiday Online Shopping on Tablet

5 Holiday Shopping Tips to Save You Money

By Joey Johnston | November 10, 2017

The holiday shopping season has officially begun. Staying out of credit card debt during the holidays is easier said then done. However, it’s not impossible. Whether you plan on hitting…

Women Shopping for the Holidays

101 Holiday Savings Tips

By Joey Johnston | November 10, 2017

If you’re still paying off the bills from last year’s holiday merriment, we’ve got a list for you. You’ll find 101 money-saving tips from food to gifts, entertainment to travel,…


  1. (Huddleston, C.) (2018, March 6). Survey Finds 42% of Americans Will Retire Broke – Here’s Why. Retrieved from
  2. (Tepper, T.) (2018, March14). Despite an improving economy, 20% of Americans aren’t saving any money. Retrieved from