Our Most Recent Articles

Debt consolidation - hand stacking different coins

Debt Consolidation

By Devin Joy | March 16, 2023

Debt Consolidation Why InCharge is the Best Choice in Debt Relief Bad credit? No problem! Lower your interest rates (program average: 8.4%) One monthly payment YOU can afford Debt free…

Elderly couple on computer looking for a loan

Loans Available for Seniors on Social Security

By George Morris | March 12, 2023

Just because you’re retired doesn’t mean you won’t need a loan, but senior citizens may wonder if it’s still possible to get one if they’re on Social Security. The question…

Man on computer searching for his debts

How to Find Out How Much Debt You Have

By Maureen Milliken | February 23, 2023

Most U.S. consumers have a variety of debt, ranging from credit card accounts, auto loans, medical debt, student debt, personal loans, a mortgage and more. As years go by, it…

Couple sitting down to do their household budget

7 Reasons You Should Budget: Why Is Budgeting So Important?

By Michael Knisley | February 10, 2023

A budget acts like a matchmaker. It introduces this end (your expenses) to that end (your income) and makes those ends meet. If one of your goals is to get,…

Elderly couple discussing their options with debt collectors

Elderly Debt Collection Laws

By Maureen Milliken | February 9, 2023

Not having money to pay bills is stressful. Calls from a collection agency looking for payment add a level of stress and anxiety that can be debilitating, particularly for seniors,…

Senior citizen couple researching bankruptcy options online

Filing for Bankruptcy as a Senior Citizen

By Phil Sheridan | February 2, 2023

When it comes to senior citizens, bankruptcy protection is the same, but different, as bankruptcy protection for Millennials. Or any other generation, for that matter. It is the same in…

Couple discussing whether or not to do a balance transfer or personal loan

Balance Transfer vs. Personal Loan

By Sarah Brady | January 5, 2023

High interest rates can make it difficult, if not impossible, to pay off debt. In late 2022, the average interest rate on a credit card was over 19%. For perspective,…

A stack of credit cards toppling each other over like dominos

Debt Stacking

By Maureen Milliken | January 5, 2023

Paying down credit card debt should be simple, right? Pay the bill every month and watch the balance shrink. But it doesn’t always work that way. Sometimes, balances barely budge,…

Couple at a car dealership paying for new car with credit card

Can You Pay for a Car with a Credit Card?

By Michael Knisley | January 4, 2023

The question in that headline calls for a simple answer: Yes or no. And if a simple answer is what you want, we’ll give it to you straight. Yes, you…

Woman planning her meal for the night on the kitchen counter

How to Make a Money Saving Meal Plan

By George Morris | December 12, 2022

It’s always been a good idea to try to save money on food. It’s rarely been as important as right now. Grocery prices have skyrocketed in the past two years.…