Search InCharge.org
Our Most Recent Articles
You’ve probably been putting money into your retirement fund ever since you started earning a regular income. Maybe you’ve been doing it with direct deposits taken out of every paycheck.…
For most Americans, cooling off on a hot summer day is as simple as flipping a switch or adjusting the thermostat. According to data from the 2020 Residential Energy Consumption…
Contrary to conventional wisdom, it is possible to save money on winter heating bills while sitting comfortably in the home. The two tenets – savings and comfort — are not…
InCharge Volunteer Program
One of the main reasons people consider debt settlement is to save money. Ironically though, settling debt can be expensive, potentially causing your debt balances to double or even triple.…
Credit card balances hit record highs in late 2022. If you’re one of the many people whose credit card balance has increased lately, you probably know there are uncomfortable consequences.…
Debt settlement sounds like an attractive solution to a serious financial problem, but in addition to being difficult to negotiate, debt settlement often comes with another complication — taxes. All…
Debt settlement can have a negative effect on your credit. How bad will it be? It’s impossible to predict the exact number of points you’ll lose, or when you’ll be…
Most people know when they have fallen behind on debts, so it’s seldom a surprise when the phone rings and it’s a collection agency on the other end of the…
Owning a home is a big part of the American dream, but for many would-be home buyers, a mountain of debt is standing in the way. How you deal with…