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System Upgrade in Progress

By Devin Joy | April 21, 2026

System Upgrade in Progress InCharge is currently upgrading our technology to provide you with a more seamless client experience. Notice of Temporary Closure: Portal Access: Currently Unavailable Support Offices: Closed…

The InCharge Client Portal Has Moved

By Devin Joy | April 21, 2026

Your New Experience is Here! We’ve officially upgraded the InCharge Client Portal to provide you with a more seamless and intuitive way to manage your accounts. Click here to enter…

What Happens If You Ignore Debt Collectors?

By Tom Jackson | April 21, 2026

U.S. household debt hit a record $18.5 trillion in the spring of 2026, which means the debt collection business is booming. The Federal Reserve says that one out of eight…

Credit Counseling Help

By Max Fay | April 14, 2026

Trusted NonprofitDebt Help A Structured Plan to Pay Off Credit Card Debt Call today to take the next step. Get a clear plan, real support, and the peace of mind…

Webinar Archive

By Devin Joy | April 9, 2026

What to Know About Paying Off a Charge-Off

By Sarah Brady | April 2, 2026

A charge-off can feel like a death sentence for your credit. When you have a debt charged off, your credit scores will drop (sometimes by a lot) and you’ll have…

Does Filing Bankruptcy Clear Credit Card Debt?

By Michael Knisley | April 1, 2026

The financial strain of credit card debt can affect more than just your wallet. It can lower your credit score, limit your ability to borrow, and create ongoing stress. In…

Servicemembers Civil Relief Act: What You Need to Know

By George Morris | March 26, 2026

Military service personnel can have their lives disrupted in ways civilians rarely face. Service members face deployment or being relocated with little notice, which could create financial and legal hardships…

Next Steps

By Devin Joy | March 25, 2026

Trusted NonprofitDebt Help A Structured Plan to Pay Off Credit Card Debt Call today to take the next step. Get a clear plan, real support, and the peace of mind…

How to Remove Negative Items From Your Credit Report

By Michael Knisley | March 24, 2026

Anything negative that shows up on your credit report — missed payments, big balances, debts turned over to collection agencies, bankruptcies – is … well, undesirable. It can undo the…