Search InCharge.org

Our Most Recent Articles

White piggy bank on a laptop computer, depicts high-yield savings account.

Advantages and Disadvantages of High-Yield Savings Account

By Alan Schmadtke | September 12, 2024

A High-Yield Savings Account is a popular choice for anyone looking to put some money away for future use. These high-performing accounts deliver a higher annual percentage yield (APY) compared…

Diverse Perspectives

By Max Fay | September 5, 2024

Our Commitment to Diversity in the Workplace InCharge Debt Solutions is a nonprofit credit counseling agency dedicated to helping consumers reach a financial balance in their lives. We’ve counseled more…

Businessman marking check sign on calendar for monthly expenses

List of Typical Monthly Expenses

By Phil Sheridan | September 4, 2024

It can be overwhelming to manage your everyday life while also trying to manage your money responsibly. That’s a lot of plates in the air for most of us. People…

3D bank credit card with a block symbol and coins representing closing a credit card with a balance.

Can You Close a Credit Card With a Balance?

By Robert Shaw | August 28, 2024

Credit card offers are as endless as the universe and corny dad jokes. Whether you’re banking, shopping online, or just settling into a seat on an airplane, financial institutions line…

Man holding two credit cards

Can You Pay a Credit Card With a Credit Card?

By Tom Jackson | August 20, 2024

Credit card debt in the U.S. reached a record $1.14 trillion in the second quarter of 2024. Could anyone pay it all off using a giant Visa or Discover card?…

Excel style software program on laptop screen in office desk illustration for budgeting.

How To Use Excel for Budgeting

By Tom Jackson | August 13, 2024

Creating a proper budget is fundamental to good financial health. Indeed, it’s the most valuable lesson anyone can learn. Most Americans — 53% — agree with this, according to a…

A piece of cardboard that says - High-Yield Saving Accounts.

How To Open a High-Yield Savings Account

By Phil Sheridan | August 7, 2024

Having an excess sum of money to deal with is not the worst problem in the world. It can be a challenge, however. What do you do with money you…

Balance Transfer offer on a sheet of paper under a calculator and pen.

How Many Balance Transfers Can I Do?

By Tom Jackson | August 6, 2024

Credit cards with high interest rates are raining debt down on America, but there’s a quick way to temporarily escape the storm. Transfer the money you owe to a new credit card with a lower interest rate. The strategy is…

Top view or flat lay of miniature car model, calculator and pen on office desk table representing a car loan.

How To Get out of a Car Loan

By Michael Knisley | August 1, 2024

You finally found it! You finally found the right car at the right price. It’s the right model, the right color, the right size. New, used, doesn’t matter. It has…

Budgeting Tips For Beginners with inscription on the piece of paper.

Budgeting Tips for Beginners

By Pat McManamon | July 24, 2024

A budget will help ensure you do not spend more than you make. A budget allows you to understand what is going into the bank, and more important what is…