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Pros & Cons of a Debt Management Program

By Jason Levy | June 26, 2026

A debt management program can feel like a lifeline when credit card balances keep growing faster than you can pay them down. Instead of juggling multiple bills, due dates and…

What Are the Disadvantages of Paying Off Debt?

By Michael Knisley | June 10, 2026

Wait WHAT? You mean there might be downsides to getting out from under debt before I have to? Isn’t it always a good thing to get my balances down to…

Bank Account Negative Balance: What to Do and What Happens Next

By Alan Schmadtke | June 10, 2026

If you face a time when money is tight or when a few unexpected bills hit, you may also experience the challenge of a negative bank account — commonly known…

Does Applying for an Apartment Hurt Your Credit?

By Tom Jackson | June 10, 2026

More than 35% of U.S. households rent where they live. That’s a lot of Americans and, potentially, a lot of moving: Roughly 25% of renters change addresses every 12 months…

Financial Assistance for Veterans

By Craig Richardson | June 9, 2026

Veterans are not immune from financial challenges that can range from a temporary cash shortfall to long-term economic hardship. Fortunately, a broad ecosystem of financial assistance programs exists to provide…

When Is a Personal Loan a Good Idea?

By Bents Dulcio | June 9, 2026

A personal loan can be a helpful financial tool, but only when you use it for the right reasons. If you’ve ever wondered whether taking one out makes sense for…

Am I Eligible for a Personal Loan?

By Tom Jackson | June 9, 2026

It might be true that money can’t buy happiness, but the right amount of money applied to a judiciously selected purpose packs the potential to render a certain amount of…

Thank You

By Max Fay | May 14, 2026

You’ve Taken the First Step to Financial Freedom How Would You Like to Proceed? Prefer to Talk Now? Speak with a Counselor Get immediate, judgment-free guidance from a certified counselor…

How Veterans With Bad Credit Can Still Get Approved for Loans

By Michael Knisley | April 29, 2026

It shouldn’t surprise anyone that members of the military often face financial challenges when they transition to civilian life. Their active-duty lives generally included a steady job with a reliable…

System Upgrade in Progress

By Devin Joy | April 21, 2026

System Upgrade in Progress InCharge is currently upgrading our technology to provide you with a more seamless client experience. Notice of Temporary Closure: Portal Access: Currently Unavailable Support Offices: Closed…