Credit Card Debt

Thirty-eight percent of US households carry credit card debt, from month to month, according to 2015 statistics from the Federal Reserve. For those households in debt, the average is $9600. Most indebted Americans don’t even know how much debt they owe. There are many ways to achieve credit card debt relief.

Credit Card Debt Relief

Credit Card Debt Relief

How To Manage Credit Card Debt

Managing credit card debt can be difficult and complicated. Before coming up with a debt relief strategy that works for you, you should learn exactly how your credit card’s interest rate and fee structure works.

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Debt Relief Alternatives

When it comes to paying off your credit card debt, there are many ways to find debt relief including nonprofit credit counseling, bankruptcy, debt consolidation, as well as do-it-yourself debt repayment.

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Debit Card vs. Credit Card

While debit and credit cards look identical today, they are not. There are differences in terms of purchase protections, overdrafts, fees and rewards program. Take a look at the pros and cons of each and see which is better for you.

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