Set up an online debt consolidation program without meeting with a loan officer. In fact, you can get debt consolidation online without even taking out a loan. Non profit credit counselors review your debts, income and assets and recommend a program that offers you lower monthly payments, one consolidated payment and a way out of debt in 3 to 5 years.
Non profit credit counseling companies are dedicated to improving the financial lives of the people they serve. When you work with a non profit credit counseling agency, you will be treated to high quality credit counseling and debt relief solutions that are best-suited to your situation, not driven by a sales commission or profit motive. Many for-profit financial institutions are criticized for offering products, services and advice that benefit the firm’s bottom line more than the client.
InCharge is a 501(c)(3) non profit organization. Our mission is to help you find debt relief and our advice is based on the details of your personal situation. We may tell you that bankruptcy is your best option and refer you to a bankruptcy attorney. We may recommend our debt management program: a program that consolidates your payments into one, and request lower interest rates from your creditors on your behalf. Our counselors may determine that you qualify for a government housing program that can lower your monthly mortgage payments. As a nonprofit, we help you regardless of your ability to pay for counseling and other services.
Non profit debt consolidation, also known as a debt management plan, is a debt relief solution that may be recommended to you after completing a credit counseling session. You can start a online counseling session or call the number on the right to speak with a certified credit counselor. During the session, you’ll identify the root cause of your financial problems, develop a personal budget that maximizes savings, and be provided with a debt relief solution that best meets your personal situation. One potential solution is the debt management program. Here are the features of this program:
We may also provide you with referrals to governmental and non profit organizations that can help you improve your overall personal financial situation.
Are you paying 5, 10 or more credit card bills every month? One of the most popular features of a nonprofit debt management plan is that it can consolidate credit card bills into one monthly payment. This feature makes it easy to pay your bills on time, avoiding missed payment and late fees.
Get Started Now on a path to financial freedom with online credit counseling. If you’d prefer to speak with a live credit counselor, call the number on the right.
Here’s a news break: not everyone enjoys sitting across the table from a banker and spilling their financial guts. Enter the internet: the latest marketplace for debt consolidation loans. Did you know you can get a debt consolidation loan online, without ever having to speak to a person? If the debt consolidation alternative isn’t for you, consider these online consolidators.
Susan is looking for an online debt consolidation loan to consolidate her 12 credit cards into one monthly payment, with a lower average interest rate. She doesn’t have time to meet with a loan officer and would like to handle the application, document submission and approval process online. The good news is, in the age of the Internet, there are a number of places that Susan can turn to for online debt consolidation loan.
Online debt consolidation loans with bad credit is possible, but your interest rate will be higher. It may not be any better than what you are currently paying on your credit cards, so before you enter into a repayment agreement, consider the debt consolidation alternative detailed above.