Our Team

Debt consolidation is a sensible solution for consumers overwhelmed by credit card debt. It can be done with or without a loan. Consolidation cuts costs by lowering the interest rate on debts and reducing monthly payments.
CEO/President
Loretta brings a rich background in nonprofit financial services, community outreach and inspirational speaking to InCharge.
Treasurer and Director of Finance & Accounting
Leading the finance and accounting teams at the financial counseling nonprofit InCharge.
Director of Quality & Compliance
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Director of Human Resources
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VP of Operations
Michael is a results driven leader leveraging over 17 years of excellent managerial, analytical, and problem solving skills to contact center success.
VP of Business Development
Shawn develops and maintain strong partner relationships for those in need of Credit Counseling, Housing Counseling, and Financial Literacy.
VP of Education & Digital Marketing
Data-driven nonprofit marketing executive with multi-year track-record of triple-digit growth. Focused on SEO, PPC & design for conversion.