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Etta Money, President & CEO

As president and chief executive officer of InCharge Debt Solutions, Etta Money heads a staff of professionals including Certified Credit Counselors and Client Service Specialists dedicated to delivering personalized debt solutions through an innovative in-person, online and telephone counseling Care Center.

Since joining the organization in 1999, Ms. Money has served in the positions of executive vice president, chief financial officer and chief operating officer.
Prior to joining InCharge, Ms. Money held various executive and management positions with other organizations, primarily in accounting roles. Among the organizations she worked for were Freedom Network International, Inc., Riemer Muegge and Associates, Inc., and Rouse and Associates.

Ms. Money completed the University of Pennsylvania, Wharton School Executive Development Program in Financial Management, and also graduated from Harvard Business School’s Advanced Management Program. Ms. Money received her B.A. in Political Science and her B.S. in Business Management and Accounting from the University of Maryland.

William R. Malseed, Secretary/Treasurer

Bill Malseed holds the title of Chief Financial Officer of InCharge Debt Solutions. Since 1999, Mr. Malseed provides accounting and financial management services to all InCharge affiliated organizations. Reporting directly to the president of InCharge, his responsibilities include all aspects of financial/operational accounting, financial analysis, budgeting, forecasting, human resources, and facilities. In 2009, he became President of InCharge Education Foundation, Inc.

With more than forty years of financial experience, Mr. Malseed spent 18 of those years with PHH Corporation. During his tenure with PHH Corporation, he was supervisor of corporate accounting, manager of financial reporting, and manager of corporate accounting. Bill has also served in leadership roles with CitiFinancial, Alexander & Alexander, and KPMG Peat Marwick.

Mr. Malseed graduated Summa Cum Laude with a B.A. in Accounting and a Masters in Business Administration from Loyola College in Baltimore, Maryland. He has been awarded the Lybrand Accounting Medal for academic achievement and holds professional affiliations with the Maryland Association of Certified Public Accountants and also with the Institute of Certified Management.

InCharge Debt Solutions Board of Trustees

InCharge Institute Board of Trustees