Credit Counseling Success Stories and Reviews
We’re tremendously proud of our clients, many of whom have overcome tremendous odds to pay off their credit card debt. Below are a few success stories to inspire you. They show the light at the end of the tunnel and that credit counseling is the first step to becoming debt free. Don’t get ripped-off by for-profit debt help companies. After reading these client reviews, you’ll see that non-profit debt management programs are an effective path to paying off your debt.
Video Success Stories
Changing lives is our mission at InCharge, and the lives of people is what our mission is all about at InCharge. Every one of our client's stories are important and impactful to not just us, but to inspire others like her. We wanted to record it so that we could share it with you.
The Bryce Crabb Story
Bryce Crabb is an account manager who found himself in a difficult financial situation due to sports gambling during his time in graduate school. Despite his best efforts, he was unable to pay off the debt he had accumulated, which had reached $34,000. It was then that he turned to InCharge Debt Solutions for help. With the assistance of the team at InCharge, Bryce was able to lower his monthly payments and successfully pay off his debt in just 5 years.
The Kristi Adams Story
Imagine being $58,000 in debt, now imagine paying it off in only 3 years! When a series of bad spending habits put Kristi and her family in a financial jeopardy. Then, she made a decision to put an end to it, and with InCharge's Debt Management Program Kristi was able to make that debt free dream a reality.
The Sheryl Hill Story
Meet Sheryl, a retired teacher who was stuck in a seemingly endless cycle of growing credit card debt. She reached out to many other companies trying to end the debt cycle, but only found that they just want to charge expensive fees. Then she discovered that InCharge Debt Solutions' Debt Management Program and decided that it would be the best way to conquer her debt problem once and for all, and boy was she right.
“It’s Paid Off” – How I Became Debt Free & Saved for a Vacation
Hugh Stoute grew up in Barbados, the beautiful island country in the Lesser Antilles of the West Indies and plans to vacation there this summer. The circumstances won’t be vacation perfect. He’ll make the trip ...
How I Raised My Credit Score 200 Points in a Year
When Jeromy Arroyo was growing up, there was a subject “that was pretty much off limits at home and school,” he said. That subject was personal finances. To be a little more specific: credit card ...
How Mike Bell Paid Off $18,000 in Credit Card Debt
Mike Bell has been through some battles in his life – literally and figuratively –and he just won one that’s a story worth telling. Bell paid off the last of a $18,000 credit card debt ...
How Tina and Eddie Paid Off $24,000 in Credit Card Debt
Everyone knows that debt is an unacceptable subject in polite circles, especially if you’re the one not paying the bills. “Debt is definitely a taboo topic,” Tina Bright said. “Nobody wants to talk about it ...
How Michele Conquered $7,000 in Credit Card Debt
Imagine the commotion in a household with five children ages four through 23, run by a single parent who is working three jobs to try and make ends meet. Now toss into the mix eight ...
How Matt Paid off $23,000 in Credit Card Debt
Matt Holladay knew he was in trouble four years ago when he sat down at his computer and Googled the word “bankruptcy.” Holladay and his wife Denae had $23,000 in credit card debt and owed ...
From Medical Emergency to Debt Free: How I Paid Off My Debt
Ryan Nokes was a teenager when his parents gave him his first credit card with this very stern warning: "This for emergency, emergency use only! Don't use it, unless you absolutely have to!" Nokes remembered ...
Leave Your Credit Cards at Home: How I Paid Off $32,000
The first week in December Diane Johnson was telling the story about how she got out from under nearly $32,000 in credit card debt and you could tell by the tone of her voice that ...
How I Paid off $35k in Four Years
It’s the little things in life that add up. Sometimes those little things are printed on receipts, and they add and add, until one day a molehill of receipts turns into a mountain of debt. ...
Surviving a Husband’s Death and the Aftermath of Debt
The floor under Alice Stephens’s life collapsed on Christmas Eve, 2010, when her husband of 34 years, Phillip, died of a sudden heart attack. Now a widow, she was deeply bereft and completely unsure what ...
How this Single Mom Paid off $18,000 with InCharge
One of the many difficulties in dealing with debt is getting past the feeling there is no way out. “Every morning I woke up, I had this dreadful feeling that I was never – EVER! ...
How to Tell Your Wife You are $40,000 in Debt
Ron Hynson carried a secret for years. It kept him up at night and soured his happy personality, but he wouldn’t share it with anyone. Finally, it got to be too much. After almost 10 ...
After Paying Off $65,900 on Credit Cards, He’s on Pay-As-You-Go Plan
Joe Forte celebrates the fact he eliminated $65,900 worth of credit card debt and wonders if his struggle to achieve fiscal sanity will wake up anyone in similar circumstances. “I have a good job, my ...
She Paid Off 17 Credit Cards … And $21,000
Jackie Bryan could have paid off the last of her family’s $21,000 credit card debt six months ago, but she and her husband Jason decided to stick it out to the end of the 48-month ...
How to Pay Off $30,000 in Credit Card Debt
You have $30,000 in credit card debt and wonder how you got there. More importantly, you wonder how you’ll ever pay it off. As 2021 drew to a close, nearly one in five credit card ...
I Paid Off $44,000 In Credit Card Debt
In early 2013, when they faced what seemed like hopelessly grim credit card debt, Joe and Stephanie Dorsch made a decision. “We looked at each other and said we didn’t want to still be trying ...
How My Family Stopped the Debt Cycle: We Paid off $35,000 in 4 years
At her worst moments, Kim Smith was suffocating from the chokehold $35,000 worth of credit card debt had on her household. Sometimes, she broke out a spiral notebook, which documented the minimum payments for nine ...
Debt Free After 40 Years Of Credit Card Debt
Rita Robyn is 67 now and still remembers her first credit card. “Got it from Macy’s when I was 22,” she said. “I could buy anything in the store I wanted and charge it. I ...
How I Paid Off $18,000 in Debt
Don Cobler used to get up before the sun and go to work. He’d get home long after dark, then he’d do it again the next day. And the next and the next. “I was ...
How We Paid Off More Thank $100k in Credit Card Debt
Paying off close to $123,000 of debt in less than five years is a great accomplishment. Remaining debt free for five more years is arguably even more amazing, but that’s exactly what Kandy and Russ ...
How Ron Hart Paid Off $29,000 in Credit Card Debt
The average American family with credit card debt owes $15,191, which made Ron Hart an above-average American for the last six years. He gladly surrendered this status last September. That’s the day Hart made the final ...
Family Conquers the Debt Management Plan
Robin Geller’s eyes burst into stars when she walked into a local furniture store and saw a family room arrangement that she knew belonged in her home. The couch, the ottoman, the recliners, the color, ...