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Debt & Finance Blog

Equifax Security Breach Computer and Phone

Tips for Dealing with the Equifax Security Breach

By Joey Johnston | September 12, 2017

The recent security breach at the Equifax credit reporting agency exposed a gold mine of personal information on 143 million Americans and created serious short-term and long-term problems for consumers.…

No Raises For Workers

No Raise Coming: Why You’re Not Getting a Salary Increase this Year

By Joey Johnston | August 15, 2017

Warning! No Raise Coming for Most of Us There is plenty of advice out there on how to get a raise. What most people need is advice on how to…

Student Loan Debt

Student Loan Debt a Curse on Millennial Generation

By Joey Johnston | July 25, 2017

It’s not easy being a Millennial. They get ridiculed more than Donald Trump, though at least Johnny Depp hasn’t threatened to assassinate any of them. Older generations see them as…

Good Credit Score Club

700 Credit Score Club

By George Morris | July 14, 2017

A lot of people are familiar with “The 700 Club,” a long-running Christian talk show. Not many realize another 700 Club recently made its debut. In April of 2017, the…

Credit Scores Soaring

Credit Scores Soaring

By George Morris | June 12, 2017

America, give yourself a pat on the financial back. Credit scores for U.S. consumers reached a record high in the spring of 2017. After years of hearing about bankruptcies, foreclosures,…

Equal Gender Pay in 2152

Women Get Paid Same as Men… in 2152!

By Joey Johnston | May 30, 2017

By the time American women and men have equal pay across the board for performing the same job, there could be passenger vehicles zooming along a superhighway in the clouds;…

Department Store Credit Card

Store Credit Cards Not Consumer’s Best Friend

By Joey Johnston | May 24, 2017

Everyone knows the pitch. You’ve spent half an hour trying on clothes off the rack at a shopping mall department store, found three shirts that look perfect and take the…

Coupon Clipping

Save On Entertainment

By George Morris | May 23, 2017

When some part of your budget needs to be trimmed to help pay off debt, the first place that people typically go looking, is entertainment expenses. And the process usually…

We have many resources available to help teachers teach financial literacy with their students.

The Current State of Financial Literacy in America: Be Afraid

By Joey Johnston | May 19, 2017

We are a nation of financial dunces. For proof, try answering this question. Why should want to improve your credit score? To save money when purchasing a car with a…

Digital Wallet

Money Going Mobile: Mobile Payments and the Virtual Wallet

By George Morris | May 3, 2017

I can’t remember the last time I paid a friend back in cash. That thought was an eye opener to me. I’m only 22 years old and I’m watching cash…


  1. (2017, September 8) The Equifax Data Breach: What to Do. Retrieved from
  2. Shell, A. (2017, September 11) How to defend yourself against identity theft after the Equifax data breach. Retrieved from