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Debt is a threat to the retirement plans of almost every American. A recent study by Lending Tree showed that just about every senior carries debt into their early retirement…
First job? Congratulations! Welcome to the workforce! First paycheck? You have some planning to do. Paychecks are your ticket to join – and enjoy – America’s economy, but there are…
You don’t have to be a fan of extreme frugality to have heard of Elizabeth and Nate Thames and probably to have an opinion about the simple-living lifestyle they tout.…
Walter was one of millions of Americans financially swept under during the Great Recession a decade ago. Before the downturn, he and his wife owned a large home in western…
So, you’ve finally taken the big step and enrolled in a debt relief program. Now what? If you’re going to succeed, you’ll have to alter the lifestyle that got you…
Borrower beware! If you are hoping to score a car or home loan and don’t know your debt-to-income ratio, you probably want to check into it. You might find out…
Debt management plans might be the most productive and least appreciated member in the family of debt-relief solutions that includes debt consolidation loans, debt settlement and bankruptcy. DMPs, as they are…
A disturbing number of Americans are speeding toward a financial cliff called retirement. Unless they change their saving habits, they may well barrel over the edge and land in poverty.…
There can be benefits to using a home equity loan to pay off credit card debt, including lower and fixed monthly payments. If you’re considering a debt consolidation loan, the…
Getting a pink slip might not be as devastating as learning you have a serious medical problem, but the trauma of losing a job can hit hard, especially for those…
Sources:
- De Vise, D. (2025, February 21) Nearly every retirement-age American is in debt. How it happened, and how to cut costs. Retrieved from https://www.usatoday.com/story/money/2025/02/15/retirement-debt-how-to-get-out-finances/78541099007/
- Grant, T. (2018, April 4). Older people increasingly loaded down with personal debt. Retrieved from http://www.post-gazette.com/business/money/2018/04/04/Older-people-most-affected-by-personal-debt/stor
- Bhattarai, A. (2017, January 16). Student debt now affects a staggering number of elderly Americans. Retrieved from https://www.washingtonpost.com/news/business/wp/2017/01/16/student-debt-now-affects-a-staggering-number-of-elderly-americans/?utm_term=.285c4637acb2
- NA. ND. Does Your Mortgage Retire With You? Retrieved from https://www.americanfinancing.net/reverse-mortgage/mortgage-options-after-retirement