The Latest
Debt & Finance Blog

No Raises For Workers

No Raise Coming: Why You’re Not Getting a Salary Increase this Year

By Joey Johnston | August 15, 2017

Warning! No Raise Coming for Most of Us There is plenty of advice out there on how to get a raise. What most people need is advice on how to…

Student Loan Debt

Student Loan Debt a Curse on Millennial Generation

By Joey Johnston | July 25, 2017

It’s not easy being a Millennial. They get ridiculed more than Donald Trump, though at least Johnny Depp hasn’t threatened to assassinate any of them. Older generations see them as…

Good Credit Score Club

700 Credit Score – Join the Club

By George Morris | July 14, 2017

Credit scores are like mythical creatures: We all have varying levels of knowledge on what they are and how they operate, but certainty on them is elusive. It’s important to…

Department Store Credit Card

Store Credit Cards Not Consumer’s Best Friend

By Joey Johnston | May 24, 2017

Everyone knows the pitch. You’ve spent half an hour trying on clothes off the rack at a shopping mall department store, found three shirts that look perfect and take the…

We have many resources available to help teachers teach financial literacy with their students.

The Current State of Financial Literacy in America: Be Afraid

By Joey Johnston | May 19, 2017

We are a nation of financial dunces. For proof, try answering this question. Why should want to improve your credit score? To save money when purchasing a car with a…

Digital Wallet

Money Going Mobile: Mobile Payments and the Virtual Wallet

By George Morris | May 3, 2017

I can’t remember the last time I paid a friend back in cash. That thought was an eye opener to me. I’m only 22 years old and I’m watching cash…

Record High Debt

Household Debt Approaches Record High

By George Morris | April 12, 2017

America loves a good comeback story, like Robert Downey Jr. overcoming all sorts of addictions to become one of Hollywood’s biggest stars or Martha Stewart emerging from jail to become…

Car Insurance On A Computer

I Can’t Pay My Car Insurance: How to Save on Your Premium

By Joey Johnston | April 4, 2017

If you’re having a hard time finding affordable auto insurance, here’s some strange-but-true advice to solve the problem: Move and/or pay off your credit cards. Huh? What does your home…

Consolidate Bills

How Do You Consolidate Your Bills?

By Joey Johnston | March 29, 2017

The first step in consolidating your bills is calculating how much debt you have and how much income is available to address it. List all your credit card balances and…

Pay Off High Interest Credit Card

How Do I Pay Off My High Interest Credit Card Debt?

By Joey Johnston | March 22, 2017

Paying off high interest credit card debt can be accomplished by utilizing a mix of strategies. Among them: ceasing all unnecessary spending, requesting lower interest rates and paying as much…

Sources:

  1. Domm, P. (2017, August 4). ‘Mystery’ of slow wage growth keeps market doubting Fed can hike interest rates. Retrieved from https://www.cnbc.com/2017/08/04/mystery-of-slow-wage-growth-keeps-market-doubting-fed-can-hike-rates.html
  2. Baylor, T. (2017, April 16). Stuck in the Mud: U.S. Wage Stagnation. Retrieved from https://theeconreview.com/2017/04/16/stuck-in-the-mud-u-s-wage-stagnation/
  3. Corkery, M. and Cowley, S. (2017, May 17). Household Debt Make a Comeback in U.S. Retrieved from https://www.nytimes.com/2017/05/17/business/dealbook/household-debt-united-states.html?_r=0