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Debt & Finance Blog
Are you a proprietor of a small business with cash flow challenges? Have you received advertisements about merchant cash advances in the mail? Before considering the offer, you should be…
If you’re wondering how to pay off $15,000 in credit card debt, you can comfort yourself with the fact that you’re not alone. More than 40% of U.S. households carry…
Consumerism is well-ingrained in our society and this has pushed some people to make shopping a little more seriously than others. We call such people shopaholics and they are a…
Valentine’s Day is approaching and romance is in the air. If you’re going out with someone you want to impress, there are a few simple rules. Don’t wear a Bill…
The stress of dealing with financial problems is a huge concern in the military and one of the reasons it is so involved in promoting “Military Saves.” Military Saves is…
A friend confides that the house sale she thought would bring a free-and-clear down payment on a retirement condo in sunnier climates took a surprise turn. Before settlement, her husband…
Feeling the squeeze from financial worry? Saying you’re not alone isn’t useful. Saying there’s professional help for your condition just might be the best thing this side of winning the…
Americans are paying more than $100 billion in credit card interest annually. That means the average American household using credit cards is throwing almost $2,000 a year in the garbage…
The world is full of myths, and one might be costing you a lot of money. It’s the widespread belief that you need to carry a balance to improve your…
Americans who carry balances month over month should be alarmed by the interest they’re paying: As the Federal Reserve persists in incremental hikes, credit card rates keep surging. But there’s…
Sources:
- Wiersch, A, Lipman, B. (2018 June) Browsing to Borrow: “Mom & Pop” Small Business Perspectives on Online Lenders. Retrieved from: https://www.federalreserve.gov/publications/files/2018-small-business-lending.pdf
- N.A. (2019 March 5) Four Industries that Benefit from Merchant Cash Advance. Retrieved from: https://www.forafinancial.com/blog/working-capital/four-industries-benefit-merchant-cash-advances/
- D, Louis. (2021 April 30) Merchant Cash Advance Guide for Small Businesses. Retrieved from: https://www.fundingcircle.com/us/resources/merchant-cash-advance/