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Debt & Finance Blog

Woman carrying shopping bags using her phone to buy items now and pay later

What Is Buy Now Pay Later & Is It a Good Idea?

By Tom Jackson | February 4, 2021

 Buy now and pay later is taking the market by storm, but will you be taken to the cleaners if you indulge in this online purchasing craze?  That’s all up…

Parking sign that says "NO DEBT PARKING"

Beware of Debt Parking

By Tom Jackson | January 21, 2021

Dealing with debt collectors already is an unpleasant encounter, but some collectors have found a way to sour the experience even more. It’s called debt parking and if you haven’t…

Car Payment Calculator

What You Should Do If You Can’t Afford Your Car Payments

By George Morris | October 15, 2020

Even before the COVID-19 pandemic sent the economy into a tailspin, millions of Americans were 90 days or more behind in their car payments. The coronavirus-inspired shuttering of businesses and…

Stack of bills payments that have been deferred

Beware of Forbearance and Deferred Payments

By Tom Jackson | July 2, 2020

If there’s an upside to the economic trauma brought about by the coronavirus pandemic — stipulated: we’re straining  for a silver lining here — it’s the number and variety of…

Paperwork with furlough stamp

How to Manage Debt While on Furlough

By Tom Jackson | May 7, 2020

Remember the good old days? Just a few long months ago, the economy was roaring and nobody outside Wuhan had ever heard about coronavirus. Now millions of Americans are in…

Pink Slip that reads Layoff Notice

What to Do When You Get Laid Off

By Tom Jackson | March 17, 2020

The American economy, pummeled by the COVID-19 pandemic, has been coming off the ropes since the end of 2020. Promising signs abound that growth will rise and unemployment will fall…

Military man holding out money in front of flag

How To Manage Debt For Active Duty Military, Veterans, & Their Families

By Tom Jackson | February 20, 2020

Joining the military means sacrifice. It shouldn’t mean you give up financial security and end up in debt. Unfortunately, service personnel often struggle more than civilians with paying bills. A…

Create a Special Valentine’s Day on a Budget

By Joey Johnston | February 11, 2020

Love makes people do foolish things. Nothing is more foolish than going into debt for Valentine’s Day. We’re not anti-love. We just want you to celebrate Valentine’s Day without losing…

Meghan Markle and Prince Harry riding in a royal carriage

Royals Meg & Harry Seek the Thrill of Living Paycheck-to-Paycheck

By Tom Jackson | January 29, 2020

Did you hear? The Duke and Duchess of Sussex have decided they want to be like you. They want to find jobs, start paying bills, put their kid through college…

Piggy bank sleeping

Dormant Bank Accounts & Escheated Funds

By Tom Jackson | January 2, 2020

There’s an estimated $80 billion in unclaimed money out there waiting to find a home and it’s probably worth the time and aggravation to see if any of it belongs…


  1. Cheng, A. (2020,  December 16) Why Retailers Are Embracing ‘Buy Now, Pay Later’ Services This Holiday Season. Retrieved from
  2. Grant, T. (2021, January 2) Buy now, pay later is catching on in the U.S. Retrieved from
  3. N.A. (2020, December 20) ‘Buy now, pay later’ services: Here’s how they work. Retrieved from
  4. Backman, M (2020, July 20) Study: Buy Now, Pay Later Services Growing Quickly Among U.S. Consumers. Retrieved from