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Debt & Finance Blog

Credit score monitor increasing

Can My Credit Score Go Up 100 Points in a Month?

By Joey Johnston | October 3, 2019

What’s in a number? If it’s your credit score, a lot, especially if you keep it a high level – anything over 750 – and reap the numerous rewards available…

Examining paycheck and bills

Ending the Cycle of Living Paycheck-to-Paycheck

By Tom Jackson | September 27, 2019

Surviving paycheck-to-paycheck in America is simultaneously commonplace and scary. But this doesn’t mean people just scraping by can’t overcome the debt that threatens to swamp them. All it takes is…

Checklist of debts to pay first

Which Debt to Pay Off First

By Tom Jackson | September 11, 2019

Facing a mound of piling debts each month is an exhausting process. You may be tempted to throw chunks of your paycheck at your auto loan one month and then…

Be prepared for disaster

Make Sure Your Family Has a Disaster Plan

By Joey Johnston | August 29, 2019

June 1 marks the beginning of hurricane season. Meanwhile, across much of the Western U.S., major droughts have greatly increased the danger for summer wildfires. And don’t forget last winter’s…

Box of stuff to sell online

Where (and how) to Sell Your Stuff Online

By Tom Jackson | August 27, 2019

Once upon a proverb, “One man’s trash is another man’s treasure” was just another way of saying, as 1960s hipsters did, “Diff’rent strokes for diff’rent folks.” Then came the internet…

Scales weighing Credit Card Debt and Tax Debt

Should I Pay Credit Cards or Tax Debt?

By Joey Johnston | August 15, 2019

The choice between paying credit card debt and taxes isn’t as simple as calculating money saved on interest. Failing to pay taxes has massive repercussions – just ask Martha Stewart.…

Stacks of coins gradually increasing in height with plants sprouting from them

The Implications of Debt Management

By George Morris | August 15, 2019

Life can be expensive and one solution that people have come up with is to take on debt to afford things that they need to be able to carry out…

Jar of retirement savings

When to Take Social Security Benefits

By Tom Jackson | June 19, 2019

Your golden years should be an era of leisure and adventure, of self-discovery and reinvention. For most, maximizing our retirement experiences means maximizing our retirement income. When and how to…

Father's day card

Father’s Day Gift? Take Some Financial Pressure off Dad

By Tom Jackson | May 30, 2019

Millions of dads won’t admit it, but what they really want for Father’s Day isn’t an Apple watch or a Tom Brady jersey or a hair transplant. What they really…

Middle aged man laid off job

Finding a New Job After 50

By Joey Johnston | May 14, 2019

Getting laid off is traumatic, but at least I got the bad news in a fitting place. I was in a doctor’s office when my cellphone rang. It was my…

Sources:

  1. NA, ND. What’s in My Fico Scores? Retrieved from: https://www.myfico.com/resources/credit-education/whats-in-your-credit-score
  2. O’Shea, B. (2019, September 11) How to Improve Your Credit Score by 100 Points in 3 Steps. Retrieved from: https://www.nerdwallet.com/blog/finance/raise-credit-score-fast/
  3. Meyer, C. (2016, December 4) How to Improve Your Credit Score Quickly. Retrieved from: https://www.forbes.com/sites/financialfinesse/2016/12/04/how-to-improve-your-credit-score-quickly/#551baf6499ab
  4. Dean, G., ND. 8 Ways to Increase Your Credit Score by 100 Points. Retrieved from: https://www.forbes.com/sites/gingerdean/2016/10/31/8-ways-to-increase-your-credit-score-by-100-points/#2760948145a2