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Debt & Finance Blog

Sign that reads "New Year's Resolution Debt Free!" surrounded by fireworks

New Year’s Resolution: How to Get Out of Debt in 2020

By Tom Jackson | December 26, 2019

Surveys show most Americans will make a resolution to get out of debt in 2020. Surveys also show most Americans will fail miserably. If you want to get out of…

Financial Monthly Calendar

Your Personal Finance Calendar for 2023

By Joey Johnston | December 10, 2019

Resolution: 2023 is the year you’ll get financially organized, day by day. You know the drill this time of year. In the coming weeks, lots of print and even more…

Christmas presents sitting under a Christmas tree

Tips for Avoiding Debt This Christmas

By Tom Jackson | November 25, 2019

Christmas is the most wonderful time of the year – if you’re a credit card company. Billions of dollars are being charged, and those bills could haunt consumers all year…

Chart of stocks and mutual funds

How to Decide Between Stocks and Mutual Funds

By Tom Jackson | November 13, 2019

Trading stocks has never been cheaper. Most brokerages no longer charge the hefty sales commissions once tacked on to online trades and many have erased maintenance fees on retirement accounts.…

Table set for Thanksgiving Day dinner

Debt Was Part of Thanksgiving the Day the Pilgrims Arrived

By Tom Jackson | November 1, 2019

Everybody is familiar with Thanksgiving traditions like eating turkey, watching football and trying to avoid annoying relatives at the dinner table. But there’s one tradition millions of Americans don’t realize…

Raise Credit Your Score Fast Rocket

Can My Credit Score Go Up 100 Points in a Month?

By Tom Jackson | October 3, 2019

What’s in a number? If it’s your credit score, a lot, especially if you keep it a high level – anything over 750 – and reap the numerous rewards available…

Examining paycheck and bills

Ending the Cycle of Living Paycheck-to-Paycheck

By Tom Jackson | September 27, 2019

Surviving paycheck-to-paycheck in America is simultaneously commonplace and scary. But this doesn’t mean people just scraping by can’t overcome the debt that threatens to swamp them. All it takes is…

Checklist of debts to pay first

Which Debt to Pay Off First

By Tom Jackson | September 11, 2019

Facing a mound of piling debts each month is an exhausting process. You may be tempted to throw chunks of your paycheck at your auto loan one month and then…

Be prepared for disaster

Make Sure Your Family Has a Disaster Plan

By Joey Johnston | August 29, 2019

June 1 marks the beginning of hurricane season. Meanwhile, across much of the Western U.S., major droughts have greatly increased the danger for summer wildfires. And don’t forget last winter’s…

Box of stuff to sell online

Where (and how) to Sell Your Stuff Online

By Tom Jackson | August 27, 2019

Once upon a proverb, “One man’s trash is another man’s treasure” was just another way of saying, as 1960s hipsters did, “Diff’rent strokes for diff’rent folks.” Then came the internet…


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  2. N.A. (2012, February 23). APA report: Lack of willpower may be obstacle to improving personal health and finances. Retrieved from:
  3. N.A. (ND) The resolution solution: Longitudinal examination of New Year's change attempt. Retrieved from: