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Credit scores range from 300 (terrible) to 850 (terrific), but two magic numbers in between are 650 and 750. Someone with a credit score lower than 650 risks being turned…
Surviving paycheck-to-paycheck in America is simultaneously commonplace and scary. But this doesn’t mean people just scraping by can’t overcome the debt that threatens to swamp them. All it takes is…
Facing a mound of piling debts each month is an exhausting process. You may be tempted to throw chunks of your paycheck at your auto loan one month and then…
June 1 marks the beginning of hurricane season. Meanwhile, across much of the Western U.S., major droughts have greatly increased the danger for summer wildfires. And don’t forget last winter’s…
Once upon a proverb, “One man’s trash is another man’s treasure” was just another way of saying, as 1960s hipsters did, “Diff’rent strokes for diff’rent folks.” Then came the internet…
If you owe both income taxes and more credit card debt than you can handle, that raises a significant question. Does it matter which debt should take priority? Yes, it…
Your golden years should be an era of leisure and adventure, of self-discovery and reinvention. For most, maximizing our retirement experiences means maximizing our retirement income. When and how to…
Millions of dads won’t admit it, but what they really want for Father’s Day isn’t an Apple watch or a Tom Brady jersey or a hair transplant. What they really…
Getting laid off is traumatic, but at least I got the bad news in a fitting place. I was in a doctor’s office when my cellphone rang. It was my…
American culture has created names for various age groups based on when they were born. Baby Boomers. Millennials. Generations X and Y. But another demographic has emerged based on what’s…
Sources:
- Industrial Federal Credit Union. (2024, February 8) Mastering Credit Diversity: You Key To A Stellar Credit Score. Retrieved from https://www.ifcu.com/about/who-we-are/the-ifcu-blog/detail.html
- N.A. (2023, August 24) How to maintain a good credit score. Retrieved from https://www.capitalone.com/learn-grow/money-management/how-to-maintain-good-credit-score/
- N.A. (ND) Credit Score. Retrieved from https://www.ifcu.com/services/eservices/credit-score.html