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Debt Relief
“I need a second chance!” That is bankruptcy in a nutshell. For whatever reason, your finances have gone sour, you’re drowning in debt, you’re sure you learned your lesson, so…
What Is Bankruptcy Debtor Education? In order to be discharged from Chapter 7 or Chapter 13 bankruptcy, you must complete a Pre-Discharge Debtor Education course. The purpose of this bankruptcy…
Harsh as its consequences are, bankruptcy also provides a financial fresh start. One way to get going (we are not making this up): Buy a car. Bankruptcy filings can be…
Credit counseling is a vastly under-tapped resource for people crippled by debt. A credit counselor’s goal is to educate consumers about the cause of their debt and offer solutions that…
Money woes plague countless millions of Americans, stressing marriages and giving rise to feelings of hopelessness. For many mired in debt, credit counseling offers a lifeline to solvency and better…
Good credit means better interest rates on homes, cars and credit cards, lower insurance rates, easier access to rental apartments and utilities and maybe even better job opportunities. Consumers with…
Are you looking for help improving your credit or getting your finances together? If so, perhaps you’ve considered hiring a credit repair company or a for-profit credit counseling agency. Unfortunately,…
Surviving paycheck-to-paycheck in America is simultaneously commonplace and scary. But this doesn’t mean people just scraping by can’t overcome the debt that threatens to swamp them. All it takes is…
Facing a mound of piling debts each month is an exhausting process. You may be tempted to throw chunks of your paycheck at your auto loan one month and then…
Pros and Cons of Debt Consolidation and Credit Counseling The short answer to that question is: Yes. As flippant as that sounds, it can’t be stressed enough that if your…
Sources:
- DeNicola, L. (2019, December 2) What Is Chapter 7 Bankruptcy? Retrieved from https://www.experian.com/blogs/ask-experian/what-is-chapter-7-bankruptcy/
- N.A. (ND) Chapter 7 – Bankruptcy Basics. Retrieved from https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics
- Rosenberg, E. (2019, August 16) What is a bankruptcy discharge? Retrieved from https://www.creditkarma.com/advice/i/what-is-bankruptcy-discharge/
- N.A. (2020, April 15) Means Testing. Retrieved from https://www.justice.gov/ust/means-testing
- N.A. (ND) Bankruptcy. Retrieved from https://www.lendingtree.com/bankruptcy/
- N.A. (2018, July 11) Exempt vs. Non-exempt Property Under Chapter 7. Retrieved from https://bankruptcy.findlaw.com/chapter-7/exempt-vs-non-exempt-property-under-chapter-7.html