Category:
Debt Relief

Bankruptcy Alternatives

By Joey Johnston | August 1, 2019

Federal and state laws provide bankruptcy as a remedy for unmanageable debt, but the price you pay to clear away financial obligations is a steep one. Filing for bankruptcy will…

Debt Settlement vs. Credit Counseling

By Joey Johnston | July 26, 2019

Life is difficult for anyone struggling to meet spiraling credit card payments. Help could come in the form of paying a debt settlement agency to help negotiate a way out,…

How Does Debt Relief Work?

By Tom Jackson | July 10, 2019

Flip through the channels on your TV, and you’re bound to see an ad offering debt relief. Why? American families in debt have a lot of it … and many…

Online Bankruptcy

By George Morris | July 8, 2019

If bankruptcy is in your future, there are tools online to help you navigate the maze. However, filing for bankruptcy is far more involved than ordering a two-topping special from…

Online Credit Counseling

By Joey Johnston | July 1, 2019

Nowadays, we do everything online. We pay the bills, shop for groceries, and order Chinese food without leaving the comfort of our couch. Doing things online is just plain easier…

Merchant Cash Advances

By Guest Author | April 24, 2019

Is your small business having cash flow challenges? Have you seen the tempting ads for merchant cash advances? If your answer to both questions is “yes,” be sure to consider…

Credit Counseling

By Tom Jackson | April 18, 2019

What Is Credit Counseling? Credit counseling is a free service offered by nonprofit agencies to help individuals get a handle on their finances. Sometimes called debt counseling, credit counseling is…

How to Stop Debt Collection Calls

By Sarah Brady | March 13, 2019

Did you know there are laws to protect you from being harassed by debt collectors? From lying about your debt to pestering you repeatedly on the phone, the Fair Debt…

Debtors Anonymous

By Robert Shaw | November 28, 2018

A friend confides that the house sale she thought would bring a free-and-clear down payment on a retirement condo in sunnier climates took a surprise turn. Before settlement, her husband…

Getting Reorganized: Chapter 11 Bankruptcy

By Joey Johnston | November 28, 2018

Chapter 11 bankruptcy does for businesses what Chapter 13 does for individuals in terms of buying time to reorganize in hopes the business can turn things around and pay off…

Sources:

  1. N.A. (2024, January 26) Bankruptcy Filings Rise 16.8 Percent. Retrieved from https://www.uscourts.gov/news/2024/01/26/bankruptcy-filings-rise-168-percent
  2. O'Neill, C. (ND) Typical Lawyer Fees in Chapter 7 Bankruptcy. Retrieved from https://www.thebankruptcysite.org/resources/lawyer-attorney-charge-chapter-7-bankruptcy
  3. N.A. (ND) Chapter 7 - Bankruptcy Basics. Retrieved from https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics