Debt Relief

couple evaluating bills

Debt Consolidation vs Home Equity Loans

By Tom Jackson | March 23, 2018

There can be benefits to using a home equity loan to pay off credit card debt, including lower and fixed monthly payments. If you’re considering a debt consolidation loan, the…

Heart and Money on a scale being weighed

Dating and Debt

By Joey Johnston | January 3, 2018

Is carrying a lot of debt worse than carrying a lot of weight? If you’re a millennial the shocking answer is yes, at least if you are hoping to get…

Chapter 13 Bankruptcy Form

Chapter 13 Bankruptcy

By Tom Jackson | January 2, 2018

Filing Chapter 13 Bankruptcy Chapter 13 allows debtors to repay all, or a significant portion, of their debts in 3-5 years under a court-ordered plan. The most common debts discharged…

Student Loan Debt

Student Loan Debt a Curse on Millennial Generation

By Joey Johnston | July 25, 2017

It’s not easy being a Millennial. They get ridiculed more than Donald Trump, though at least Johnny Depp hasn’t threatened to assassinate any of them. Older generations see them as…

Consolidate Bills

How Do You Consolidate Your Bills?

By Joey Johnston | March 29, 2017

The first step in consolidating your bills is calculating how much debt you have and how much income is available to address it. List all your credit card balances and…

Pay Off High Interest Credit Card

How Do I Pay Off My High Interest Credit Card Debt?

By Joey Johnston | March 22, 2017

Paying off high interest credit card debt can be accomplished by utilizing a mix of strategies. Among them: ceasing all unnecessary spending, requesting lower interest rates and paying as much…

College Student Credit Card

Don’t Pay College Tuition with a Credit Card

By Joey Johnston | March 15, 2017

As a strategy, paying for college with a credit card sounds enticing. Your card probably offers generous air miles or points for every dollar you spend, and you have the…

Serious professional female advisor consulting client at meeting

Pre-file Credit Counseling

By Joey Johnston | December 15, 2016

Take our pre-file credit counseling course to receive a certificate of completion in compliance with the Bankruptcy Code. Start Pre-file Course Now About Pre-File Credit Counseling Bankruptcy is a legal…

Health Savings Accounts

Health Savings Accounts: Is a FSA Or an HSA Right for You?

By Joey Johnston | December 7, 2016

Saving for medical bills isn’t nearly as fun as putting money aside for a trip to Disney World or a new car, but having a nest egg ready for an…

Hand with marker writing the word Get Out of Debt

Credit Counseling vs Bankruptcy

By Joey Johnston | December 7, 2016

Bankruptcy and credit counseling both can be used to fight crippling debt and often they work together to resolve your problems. Laws demand that credit counseling precede a bankruptcy filing and before your…