Category:
Debt Relief

Why Choose Certified Counselors

Working with a Certified Credit Counselor

By Tom Jackson | July 11, 2018

When you’re looking for financial advice, you would hope there are two things you can count on from the person on the end of the phone: They know what they…

DIY Pay Off Credit Card Debt

DIY Debt Consolidation: How to Consolidate Debt on Your Own

By Tom Jackson | July 2, 2018

Americans who carry balances month over month should be alarmed by the interest they’re paying: As the Federal Reserve persists in incremental hikes, credit card rates keep surging. But there’s…

Credit Card Debt Forgiveness

By Tom Jackson | May 24, 2018

Kevin Briggs was a successful landlord with a six-figure income, but after a year of pandemic challenges, he found himself in 2021 with $45,000 in credit card debt. “I was…

get out of debt

How I Got Into and Out of $45,000 in Credit Card Debt

By Joey Johnston | April 12, 2018

Walter was one of millions of Americans financially swept under during the Great Recession a decade ago. Before the downturn, he and his wife owned a large home in western…

road-to-success

How to Be Successful in a DMP

By Tom Jackson | April 12, 2018

So, you’ve finally taken the big step and enrolled in a debt relief program. Now what? If you’re going to succeed, you’ll have to alter the lifestyle that got you…

myths spelled out with blocks

Debt Management Myths: What You Need to Know

By Joey Johnston | March 23, 2018

Debt management plans might be the most productive and least appreciated member in the family of debt-relief solutions that includes debt consolidation loans, debt settlement and bankruptcy. DMPs, as they are…

couple evaluating bills

Debt Consolidation vs Home Equity Loans

By Tom Jackson | March 23, 2018

There can be benefits to using a home equity loan to pay off credit card debt, including lower and fixed monthly payments. If you’re considering a debt consolidation loan, the…

Heart and Money on a scale being weighed

Dating and Debt

By Joey Johnston | January 3, 2018

Is carrying a lot of debt worse than carrying a lot of weight? If you’re a millennial the shocking answer is yes, at least if you are hoping to get…

Chapter 13 Bankruptcy Form

Chapter 13 Bankruptcy

By Tom Jackson | January 2, 2018

Filing Chapter 13 Bankruptcy Chapter 13 allows debtors to repay all, or a significant portion, of their debts in 3-5 years under a court-ordered plan. The most common debts discharged…

Student Loan Debt

Student Loan Debt a Curse on Millennial Generation

By Joey Johnston | July 25, 2017

It’s not easy being a Millennial. They get ridiculed more than Donald Trump, though at least Johnny Depp hasn’t threatened to assassinate any of them. Older generations see them as…

Sources:

  1. N.A. (2018, January) NFCC Begin a brighter financial future today. Retrieved from https://www.nfcc.org/
  2. N.A. (2018, January) Find a Credit Counseling Agency. Retrieved from https://fcaa.org/about-fcaa/
  3. N.A. (2018, June 22) List of Credit Counseling Agencies Approved Pursuant to 11 U.S.C 111. Retrieved from https://www.justice.gov/ust/list-credit-counseling-agencies-approved-pursuant-11-usc-111
  4. N.A. (2012, November) Choosing a Credit Counselor. Retrieved from https://consumer.ftc.gov/articles/choosing-credit-counselor