Category:
Debt Relief
A home equity loan is money borrowed against the equity in your home. Your “equity” is the value of your home minus the amount you owe. The loan amount is…
What happens when you can’t afford to pay back your debt? Depending on your circumstances, things can unfold in a few different ways. If you’re facing a financial hardship and…
There are plenty of good debt-relief programs out there. There are also plenty of bad ones. If consumers do their homework and stick to their programs, there is indeed relief…
When you’re in the market for a new credit card or taking time to assess the card(s) you already have, one of your key points of analysis should be the…
As a credit expert and a former NFCC-certified credit counselor, I know firsthand that many people are confused about what goes into their credit scores. So, I want to break…
What Is Credit Counseling? Credit counseling is a free service that provides help with budgeting, solutions for becoming debt-free, and tips for managing your money successfully. Credit counseling is offered…
Anyone enduring, or anticipating, the financial squeeze of personal bankruptcy may rightly wonder whether there is life on the other side of this wringer. The good news is there is,…
When faced with overwhelming debt, many people think bankruptcy is their only way out, but there’s another option you may not have heard about. Debt management is a debt relief…
When faced with overwhelming debt, many people think bankruptcy is their only way out, but there’s another option you may not have heard about. Debt management is a debt relief…
“Credit repair” probably sounds like it should be something helpful, right? After all, what could be wrong with wanting to repair your credit? But when it comes to financial services…
Sources:
- Hawrylack, S. (2024, May 17) What can you use a home equity loan for? Retrieved from https://www.rocketmortgage.com/learn/what-can-you-use-a-home-equity-loan-for
- N.A. (ND) What is a home equity line of credit (HELOC)? Retrieved from https://www.bankofamerica.com/mortgage/learn/what-is-a-home-equity-line-of-credit/
- Lockert, M. (2025, March 24) How much higher will home equity levels rise? Here’s what experts predict. Retrieved from https://www.cbsnews.com/news/how-much-will-home-equity-levels-rise-what-experts-predict/
- Treece, K. (2025, May 6) Pros And Cons Of A Home Equity Loan: Is It A Good Idea? Retrieved from https://www.forbes.com/advisor/home-equity/home-equity-loan-pros-cons/
- Richardson, M. (2025, March 14) Is a $100,000 home equity loan a good idea now? Retrieved from https://www.cbsnews.com/news/is-100000-home-equity-loan-a-good-idea-now/