Debt Relief

Concerned woman looking at many credit cards feeling anxious and scared with huge amount of debt

Should You Choose Debt Consolidation or Credit Counseling?

By George Morris | August 23, 2019

Pros and Cons of Debt Consolidation and Credit Counseling The short answer to that question is: Yes. As flippant as that sounds, it can’t be stressed enough that if your…

Illustration of Bankruptcy Alternatives

Bankruptcy Alternatives

By Joey Johnston | August 1, 2019

Federal and state laws provide bankruptcy as a remedy for unmanageable debt, but the price you pay to clear away financial obligations is a steep one. Filing for bankruptcy will…

Debt Settlement vs Debt Counseling

Should You Choose Debt Settlement or Credit Counseling?

By Joey Johnston | July 26, 2019

You’ve tried it all – eating Raman noodles twice a day, creating a budget, cutting your cable TV – but despite those efforts, your credit card debt kept growing and…

Man in debt needs relief

How Does Debt Relief Work?

By Tom Jackson | July 10, 2019

Flip through the channels on your TV, and you’re bound to see an ad offering debt relief. Why? American families in debt have a lot of it … and many…

Filling out a petition for bankruptcy online

Online Bankruptcy

By George Morris | July 8, 2019

If bankruptcy is in your future, there are tools online to help you find your way through the maze. However, it is important to note that while the forms can…

Computer displaying an online credit counseling course

Online Credit Counseling

By Joey Johnston | July 1, 2019

Nowadays, we do everything online. We pay the bills, shop for groceries, and order Chinese food without leaving the comfort of our couch. Doing things online is just plain easier…

Merchant making a credit card transaction

Merchant Cash Advances

By Guest Author | April 24, 2019

Are you a proprietor of a small business with cash flow challenges? Have you received advertisements about merchant cash advances in the mail? Before considering the offer, you should be…

Learn the details of credit counseling

Credit Counseling

By Tom Jackson | April 18, 2019

What Is Credit Counseling? Credit counseling is a free service that provides help with budgeting, solutions for becoming debt-free, and tips for managing your money successfully. Credit counseling is offered…

Erasing credit card debt

How to Pay Off $15,000 in Credit Card Debt

By George Morris | April 16, 2019

If you’re wondering how to pay off $15,000 in credit card debt, you can comfort yourself with the fact that you’re not alone. More than 40% of U.S. households carry…

How to Stop Debt Collection Calls

By Tom Jackson | March 13, 2019

You can stop debt collection calls yourself. The process requires attention to detail, an ability to follow instructions precisely, and action. Or you can recruit someone, such as a professional…