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Debt Relief
If you have student loan debt, you have plenty of company. More than 43 million Americans had a total of $1.76 trillion in student loan debt by the end of…
Understand Your Bankruptcy Options Have 10 minutes? Get your bankruptcy questions answered here. Convenience We listen to what’s going on in your life. We learn about your life goals and…
Dealing with debt collectors already is an unpleasant encounter, but some collectors have found a way to sour the experience even more. It’s called debt parking and if you haven’t…
Gas, insurance, and routine maintenance aren’t the only car expenses that can catch you off guard. Registration fees, toll roads, and parking payments can all contribute to a financial sum higher than…
Things change after college. Your new boss won’t be as lenient as your old professor. Instead of a GPA your new obsession becomes your credit score. Rent may double or…
Millions of Americans living paycheck to paycheck are familiar with that sinking feeling of being unable to get out of debt and keep up with bills. If you’re one of…
Society used to harshly judge people who didn’t pay their bills. Robert Morris, a signer of the Declaration of Independence, spent three years in debtor’s prison in Philadelphia—and he was…
Getting hopelessly upside-down in our financial lives can happen to the best of us. (Ask the current occupant of the White House.) But when your debts far outweigh your ability…
Bankruptcy doesn’t have to put an end to your dream of owning a home – it could happen as early as a year after bankruptcy discharge. The key is to …
If your debts have been discharged through bankruptcy and you are employed, you should have room in your monthly budget to contribute to a savings account. Set aside three months…
Sources:
- Hanson, M. (2021, November 17) Student Loan Debt Statistics. Retrieved from https://educationdata.org/student-loan-debt-statistics
- Hanson, M. (2021, July 10) Student Loan Default Rate. Retrieved from https://educationdata.org/student-loan-default-rate
- N.A. (ND) Chart Summarizing Existing IDR Plans. Retrieved from https://ticas.org/wp-content/uploads/legacy-files/pub_files/existing_idr_options.pdf
- N.A. (ND) If your federal student loan payments are high compared to your income, you may want to repay your loans under an income-driven repayment plan. Retrieved from https://studentaid.gov/manage-loans/repayment/plans/income-driven