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Debt Relief
When you’re in the market for a new credit card or taking time to assess the card(s) you already have, one of your key points of analysis should be the…
As a credit expert and a former NFCC-certified credit counselor, I know firsthand that many people are confused about what goes into their credit scores. So, I want to break…
What Is Credit Counseling? Credit counseling is a free service that provides help with budgeting, solutions for becoming debt-free, and tips for managing your money successfully. Credit counseling is offered…
Anyone enduring, or anticipating, the financial squeeze of personal bankruptcy may rightly wonder whether there is life on the other side of this wringer. The good news is there is,…
When faced with overwhelming debt, many people think bankruptcy is their only way out, but there’s another option you may not have heard about. Debt management is a debt relief…
When faced with overwhelming debt, many people think bankruptcy is their only way out, but there’s another option you may not have heard about. Debt management is a debt relief…
“Credit repair” probably sounds like it should be something helpful, right? After all, what could be wrong with wanting to repair your credit? But when it comes to financial services…
You didn’t pay it, and you didn’t pay it again, and then you didn’t pay it some more, and finally, the credit card company gave up and stopped expecting you…
Getting married will not affect your credit score. When you say, “I do!” in exchanging wedding vows, you don’t mean exchanging credit scores. “When you get married, you have two…
Dealing with credit card debt has always been tough, but getting out of debt is harder now than it’s ever been. That’s because the average interest rates on credit cards…
Sources:
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- Coleman, E. (2025, August 18) What Is The Average Credit Card Interest Rate This Week? August 18, 2025. Retrieved from https://www.forbes.com/advisor/credit-cards/average-credit-card-interest-rate/
- N.A. (2025, April 29) Credit card interest: How it works and how to calculate it. Retrieved from https://www.capitalone.com/learn-grow/money-management/calculate-credit-card-interest/
- N.A. (2025, April 10) 5 Strategies for Paying Off Credit Card Debt. Retrieved from https://www.bairdwealth.com/insights/wealth-management-perspectives/2022/08/5-strategies-for-paying-off-credit-card-debt/
- Drechsler, I, Jung, H. et al. (2025, March 31) Why Are Credit Card Rates So High? Retrieved from https://libertystreeteconomics.newyorkfed.org/2025/03/why-are-credit-card-rates-so-high/
- N.A. (2025, February 26) Why Is My Credit Card APR So High? Retrieved from https://www.navyfederal.org/makingcents/credit-debt/why-is-my-credit-card-apr-high.html
- DeNicola, L. (2025, February 25) What is a Good APR for a Credit Card? Retrieved from https://www.experian.com/blogs/ask-experian/what-is-a-good-apr-for-a-credit-card/
- H.H. (2025, February 17) What is a Good APR for a Credit Card? Retrieved from https://www.edvisors.com/credit-cards/credit-card-faqs/what-is-a-good-apr-for-a-credit-card/
- N.A. (2025, January 24) How to Avoid Interest on a Credit Card. Retrieved from https://www.discover.com/credit-cards/card-smarts/how-to-avoid-credit-card-interest/
- DeNicola, L. (2024, February 5) Are Credit Card Rates Fixed or Variable? Retrieved from https://www.experian.com/blogs/ask-experian/are-credit-card-rates-fixed-or-variable/
- N.A. (2024, Jan. 22) How does my credit card company calculate the amount of interest I owe? Retrieved from https://www.consumerfinance.gov/ask-cfpb/how-does-my-credit-card-company-calculate-the-amount-of-interest-i-owe-en-51/
- Luthi, B. (2023, April 6) How Does Credit Card Interest Work? Retrieved from https://www.experian.com/blogs/ask-experian/how-does-credit-card-interest-work/
- N.A. (ND) What is purchase APR and how to avoid it. Retrieved from https://www.chase.com/personal/credit-cards/education/basics/what-is-purchase-apr
- N.A. (ND) What is a cash advance APR? Retrieved from https://www.chase.com/personal/credit-cards/education/interest-apr/what-is-cash-advance-apr