Category:
Debt Relief

Consolidate Bills

How Do You Consolidate Your Bills?

By Joey Johnston | March 29, 2017

The first step in consolidating your bills is calculating how much debt you have and how much income is available to address it. List all your credit card balances and…

Pay Off High Interest Credit Card

How Do I Pay Off My High Interest Credit Card Debt?

By Joey Johnston | March 22, 2017

Credit card debt can be especially burdensome when the cards carry high interest rates. Compounding interest can create a snowball effect, making it difficult to pay off the debt and…

College Student Credit Card

Don’t Pay College Tuition with a Credit Card

By Joey Johnston | March 15, 2017

As a strategy, paying for college with a credit card sounds enticing. Your card probably offers generous air miles or points for every dollar you spend, and you have the…

Serious professional female advisor consulting client at meeting

Pre-file Credit Counseling

By Joey Johnston | December 15, 2016

Take our pre-file credit counseling course to receive a certificate of completion in compliance with the Bankruptcy Code. Start Pre-file Course Now About Pre-File Credit Counseling Bankruptcy is a legal…

Health Savings Accounts

Health Savings Accounts: Is a FSA Or an HSA Right for You?

By Joey Johnston | December 7, 2016

Saving for medical bills isn’t nearly as fun as putting money aside for a trip to Disney World or a new car, but having a nest egg ready for an…

Hand with marker writing the word Get Out of Debt

Credit Counseling vs Bankruptcy

By Joey Johnston | December 7, 2016

Bankruptcy and credit counseling both can be used to fight crippling debt and often they work together to resolve your problems. Laws demand that credit counseling precede a bankruptcy filing and before your…

Highest Credit Debt Generation X

Generation X Has the Most Credit Card Debt

By Joey Johnston | November 29, 2016

Gen Xers, the most neglected generational group in America, lugs around the most credit card debt. If you’re involved in the struggle, here’s a quick list of excuses: It’s Richard…

Open Enrollment

How to Survive Open Enrollment and Save Money on Health Insurance Premiums

By Joey Johnston | November 10, 2016

As companies approach the “open enrollment” period for employees choosing health insurance, it pays to research benefit options and read the fine print. Logically, that makes sense. Practically? That’s another…

How to get a small Personal Loan

How to Get a Small Personal Loan: Fees, Term and What to Avoid

By Joey Johnston | November 10, 2016

Central air conditioners always die when you need them most. Rebecca discovered that on 100-degree afternoon last July. Without warning, her 20-year-old AC system died. Three hours later, a repairman…

Student Loan Debt Statistics

Student Loan and Credit Card Debt Statistics From The NFCS

By George Morris | August 18, 2016

American consumers are improving at paying off their credit-card balances, but experts say a new array of diverse products have complicated the financial goal-setting process. More consumers, young and old,…