Category:
Debt Relief

What Happens During a Credit Counseling Session

What Happens During a Credit Counseling Session?

By Joey Johnston | June 15, 2020

Millions of Americans living paycheck to paycheck are familiar with that sinking feeling of being unable to get out of debt and keep up with bills. If you’re one of…

Document that reads "Chapter 7 Means Test"

Bankruptcy Means Testing

By Tom Jackson | May 11, 2020

Society used to harshly judge people who didn’t pay their bills. Robert Morris, a signer of the Declaration of Independence, spent three years in debtor’s prison in Philadelphia—and he was…

Chapter 7 Bankruptcy Man's Debt

Chapter 7 Bankruptcy

By Tom Jackson | May 6, 2020

Getting hopelessly upside-down in our financial lives can happen to the best of us. (Ask the current occupant of the White House.) But when your debts far outweigh your ability…

People get a home after bankruptcy

Getting a Mortgage After Bankruptcy

By Joey Johnston | May 5, 2020

Bankruptcy doesn’t have to put an end to your dream of owning a home – it could happen as early as a year after bankruptcy discharge. The key is to …

Rebuild Credit After Bankruptcy

Rebuilding Your Credit After Bankruptcy

By Joey Johnston | May 4, 2020

If your debts have been discharged through bankruptcy and you are employed, you should have room in your monthly budget to contribute to a savings account. Set aside three months…

Bankruptcy Header Featured

Understanding Bankruptcy

By Joey Johnston | April 30, 2020

“I need a second chance!” That is bankruptcy in a nutshell. For whatever reason, your finances have gone sour, you’re drowning in debt, you’re sure you learned your lesson, so…

Bankruptcy Education With Teacher

Online Bankruptcy Classes & Counseling

By George Morris | April 29, 2020

What Is Bankruptcy Debtor Education? In order to be discharged from Chapter 7 or Chapter 13 bankruptcy, you must complete a Pre-Discharge Debtor Education course. The purpose of this bankruptcy…

Car sitting on loan papers next to money and credit cards

Can You Get a Car Loan After Bankruptcy?

By Tom Jackson | April 24, 2020

Harsh as its consequences are, bankruptcy also provides a financial fresh start. One way to get going (we are not making this up): Buy a car. Bankruptcy filings can be…

Where are all the good credit counselors?

Finding a Reputable Credit Counselor

By Joey Johnston | February 10, 2020

Credit counseling is a vastly under-tapped resource for people crippled by debt. A credit counselor’s goal is to educate consumers about the cause of their debt and offer solutions that…

Learn the details of credit counseling

Does Credit Counseling Work?

By George Morris | January 15, 2020

Money woes plague countless millions of Americans, stressing marriages and giving rise to feelings of hopelessness. For many mired in debt, credit counseling offers a lifeline to solvency and better…

Sources:

  1. N.A. (2018, February 2) “What is Credit Counseling” Retrieved from https://www.consumerfinance.gov/ask-cfpb/what-is-credit-counseling-en-1451/