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Is your small business having cash flow challenges? Have you seen the tempting ads for merchant cash advances? If your answer to both questions is “yes,” be sure to consider…
Consumerism is well-ingrained in our society and this has pushed some people to make shopping a little more seriously than others. We call such people shopaholics and they are a…
The stress of dealing with financial problems is a huge concern in the military and one of the reasons it is so involved in promoting “Military Saves.” Military Saves is…
A friend confides that the house sale she thought would bring a free-and-clear down payment on a retirement condo in sunnier climates took a surprise turn. Before settlement, her husband…
Feeling the squeeze from financial worry? Saying you’re not alone isn’t useful. Saying there’s professional help for your condition just might be the best thing this side of winning the…
The world is full of myths, and one might be costing you a lot of money. It’s the widespread belief that you need to carry a balance to improve your…
Americans who carry balances month over month should be alarmed by the interest they’re paying: As the Federal Reserve persists in incremental hikes, credit card rates keep surging. But there’s…
These days, for the launching of a lifetime together, the only thing better than a properly organized wedding is a properly organized destination wedding. After all, it’s not just a…
One of the best ways to get out of credit card debt is to earn extra money that can be applied to the debt. It will require some effort, but if you…
Debt is a threat to the retirement plans of almost every American. A recent study by Lending Tree showed that just about every senior carries debt into their early retirement…
Sources:
- N.A. (2022, January 5) Merchant Cash Advance Providers Banned from Industry, Ordered to Redress Small Businesses. Retrieved from https://www.ftc.gov/news-events/news/press-releases/2022/01/merchant-cash-advance-providers-banned-industry-ordered-redress-small-businesses
- N.A. (August 3, 2020) FTC Alleges Merchant Cash Advance Provider Overcharged Small Businesses Millions. Retrieved from https://www.ftc.gov/news-events/news/press-releases/2020/08/ftc-alleges-merchant-cash-advance-provider-overcharged-small-businesses-millions
- N.A. (2023, September 6) How are merchant cash advances different from a business loan? Retrieved from https://www.paypal.com/us/brc/article/cash-advance-vs-business-loan
- Zachary Mider (2020, December 8) N.J. Says Cash-Advance Pioneeer Deceived Borrowers. Retrieved from https://www.bloomberg.com/news/articles/2020-12-08/n-j-says-cash-advance-pioneer-yellowstone-tricked-borrowers