Category:
Personal Finance
For most of us, our home is the most significant purchase we will make. Which means qualifying for the loan to buy your house is vital. Several factors affect your…
Ric Edelman, a financial adviser who is a best-selling author and syndicated radio show host, remembers the days when everyone rushed to the bank on a Friday afternoon to cash…
Have you ever wondered, as you peered enviously over the hedge at the neighbor’s place, whether that shiny Beemer in the driveway and newly remodeled pool in the backyard are…
By all accounts, David and Margie Stapleton did an admirable job reaching their financial goals before retirement. They have a minimal home mortgage and moderately low debt. Their three children…
This might bore you, but the following story on the presidential election does not address beauty queens, philandering husbands or locker room talk. It does, however, address how a President…
If you want to break up the loud party that your neighbor’s millennial kid is throwing in his basement bedroom, don’t call the cops. Just barge over and pass out…
How to Reduce Credit Card Interest Credit cards have some great perks (who doesn’t love cash back?), but pesky high interest rates can cancel out those benefits. High interest rates…
Nearly one-third of American consumers find it easier to pay their bills, have more opportunities to save money for the future and more confidence in their overall financial situation. That…
Dave Ramsey has made the term “Debt Snowball” famous, but if you’re buried under an avalanche of debt, is his remedy more like a debt snow job? Ramsey disciples would…
You’ve seen the signs at retailers: No interest for six months, 1 year or longer. Typically zero interest credit opportunities are tied to the purchase of big-ticket electronics and furniture:…
Sources:
- Tomsich, E. (2022, August 31). What Do Mortgage Lenders Look at and Why? Retrieved from https://www.rockethomes.com/blog/home-buying/what-do-mortgage-lenders-look-at
- Bieber, C. (2022, March 28). 5 Factors That Determine if You’ll Be Approved for a Mortgage. Retrieved from https://www.fool.com/the-ascent/mortgages/factors-determining-mortgage-approval/
- Kielar, H. (2023, January 11). Mortgage Qualification Tips: How To Qualify For A Mortgage. Retrieved from https://www.rocketmortgage.com/learn/mortgage-qualification
- ATTOM Team (2022, Nov. 17). Steep Drop In Mortgage Lending Continues Across U.S. In Third Quarter, Hitting Three-Year Low. Retrieved from https://www.attomdata.com/news/most-recent/attom-q3-2022-u-s-residential-property-mortgage-origination-report/
- Dehan, A. (2023, January 11). How To Get A Mortgage When You’re A Self-Employed Home Buyer. Retrieved from https://www.rocketmortgage.com/learn/self-employed-mortgage