Category:
Personal Finance

How to Save Money on Childcare Costs

By Joey Johnston | November 30, 2016

Sara Greenwood works at a bank. Her husband travels frequently for his job. Their parents live in different states. The couple has two boys, ages 2 and 4. So how…

New Rules for Prepaid Cards: CFPB Calls For Transparency

By Joey Johnston | November 2, 2016

The soaring popularity of prepaid cards will be put to the test over the next year as providers adjust to new regulations handed down by the Consumer Financial Protection Bureau…

Why a Great Credit Score Doesn’t Indicate Financial Health

By Joey Johnston | October 31, 2016

Credit scores are like plastic surgery. They can make you look good, but good credit does not necessarily mean you’re financially healthy. A lot of consumers don’t realize that until…

How to Teach Children Good Financial Habits: CFPB Releases Building Blocks

By Joey Johnston | October 27, 2016

Laura Adams, known nationally as the “Money Girl,’’ is a personal finance expert, a best-selling author and the creator of a popular podcast that seeks to educate American consumers.  She…

What Affects Your Ability to Get a Loan?

By Pat McManamon | October 26, 2016

For most of us, our home is the most significant purchase we will make. Which means qualifying for the loan to buy your house is vital. Several factors affect your…

Six Credit Card Myths Debunked

By Joey Johnston | October 24, 2016

Ric Edelman, a financial adviser who is a best-selling author and syndicated radio show host, remembers the days when everyone rushed to the bank on a Friday afternoon to cash…

Money Secrets and Lack of Planning Harm Retirement Dreams

By Joey Johnston | October 20, 2016

By all accounts, David and Margie Stapleton did an admirable job reaching their financial goals before retirement. They have a minimal home mortgage and moderately low debt. Their three children…

How a Clinton or Trump Presidency Will Impact Your Finances

By Joey Johnston | October 19, 2016

This might bore you, but the following story on the presidential election does not address beauty queens, philandering husbands or locker room talk. It does, however, address how a President…

Millennials Reject Credit Cards and Credit Card Debt

By George Morris | August 30, 2016

If you want to break up the loud party that your neighbor’s millennial kid is throwing in his basement bedroom, don’t call the cops. Just barge over and pass out…

How To Reduce Credit Card Interest Rates

By Tom Jackson | August 18, 2016

How to Reduce Credit Card Interest Credit cards have some great perks (who doesn’t love cash back?), but pesky high interest rates can cancel out those benefits. High interest rates…

Sources:

  1. Bugbee, K., (2016), How Much Does Child Care Cost? Retrieved from: https://www.care.com/c/stories/2423/how-much-does-child-care-cost/
  2. Sahadi, J., (2016, 28 September), Child Care Now Costs More Than In-State College Tuition. Retrieved from: http://money.cnn.com/2016/09/28/pf/child-care-costs/
  3. Bahney, A. (2015, 29 June), Child Care Is Biggest Expense For Growing Number of Families. Retrieved from: http://www.forbes.com/sites/annabahney/2015/06/29/child-care-is-biggest-expense-for-a-growing-number-of-families/#6b9dbd746a85
  4. Greenfield, R., (2016), Why Is Child Care Getting More Expensive? Retrieved from: http://www.bloomberg.com/news/articles/2016-07-18/why-is-childcare-getting-even-more-expensive
  5. NA, (2015), The New America Care Report. Retrieved from: https://www.newamerica.org/in-depth/care-report/