Category:
Personal Finance

Can You Buy a House If You Owe Taxes?

By Pat McManamon | June 10, 2026

You can buy a house if you owe back taxes as long as you can show you are actively taking steps to pay the tax debt. That includes providing proof…

What to Know About Paying Off a Charge-Off

By Sarah Brady | April 2, 2026

A charge-off can feel like a death sentence for your credit. When you have a debt charged off, your credit scores will drop (sometimes by a lot) and you’ll have…

Does Filing Bankruptcy Clear Credit Card Debt?

By Michael Knisley | April 1, 2026

The financial strain of credit card debt can affect more than just your wallet. It can lower your credit score, limit your ability to borrow, and create ongoing stress. In…

What Happens If You Max Out a Credit Card?

By Tom Jackson | March 4, 2026

Getting the maximum out of life is a worthy goal. Getting the maximum out of your credit card is not. Charging more than your card’s credit limit can be costly…

Help with Debt Due to Fraud

By Michael Knisley | February 11, 2026

Remember that fabulous night out – Dinner! Drinks! — with a posse of your closest friends at one of those Michelin 5-star restaurants a couple of months back? Boy, what…

How to Choose the Best Balance Transfer Card

By Bents Dulcio | February 11, 2026

If you’re carrying high-interest credit card debt, a balance transfer can feel like a financial reset button. In simple terms, a balance transfer lets you move debt from one or…

Advantages of Credit Unions

By Pat McManamon | November 19, 2025

A credit union is a member-owned nonprofit cooperative that provides financial services to its members. Because credit unions are member-owned, they are not answerable to shareholders, so profits are returned…

How to File Bankruptcy on Credit Cards

By Michael Knisley | September 22, 2025

You’re probably already past the well-intentioned warnings from experts about bankruptcy. “Don’t do it unless you have to.” “It’ll hurt at least as much as it helps.” “Make it the…

Events

By Devin Joy | June 12, 2025

Upcoming Webinars/Events Debt consolidation is a sensible solution for consumers overwhelmed by credit card debt. It can be done with or without a loan. Consolidation cuts costs by lowering the…

How to Pay Off Credit Card Debt Without a Loan

By Tom Jackson | May 28, 2025

Americans are drowning in debt. If you want to know why, return to 1812. “We have met the enemy, and he is us.” That’s what Commodore Oliver Hazard Perry said…

Sources:

  1. Leicht, A. (March 31, 2026) Tax debt vs tax lien: What’s the difference and why it matters. Retrieved from https://www.cbsnews.com/news/tax-debt-vs-tax-lien-why-difference-matters/
  2. N.A. (November 27, 2025) Can You Buy a House If You Owe Taxes? Retrieved from https://www.jdavidtaxlaw.com/blog/can-you-buy-a-house-if-you-owe-taxes/
  3. N.A. (2026) Can You Buy a House if You Owe Taxes to the IRS? Retrieved from https://www.taxreliefhelpers.com/can-you-buy-a-house-if-you-owe-taxes/
  4. Buckner J.D., S. (March 23, 2026) Does IRS Tax Debt Ever Expire? A Guide to the 10-Year Statute of Limitations? Retrieved from https://www.findlaw.com/tax/tax-problems-audits/what-is-the-irs-statute-of-limitations-or-deadline-for-action-on.html
  5. George, F. (N.D.) What can I do about a tax lien on my property? Retrieved from https://lasclev.org/what-can-i-do-about-a-tax-lien-on-my-property/