Category:
Personal Finance

Family financial planning concept.

Financial Planning Process

By Tom Jackson | September 6, 2024

When it comes to money, there’s no better person to listen to for advice than the man whose face is on the $100 bill. “If you fail to plan, you…

3D bank credit card with a block symbol and coins representing closing a credit card with a balance.

Can You Close a Credit Card With a Balance?

By Robert Shaw | August 28, 2024

Credit card offers are as endless as the universe and corny dad jokes. Whether you’re banking, shopping online, or just settling into a seat on an airplane, financial institutions line…

Man holding two credit cards

Can You Pay a Credit Card With a Credit Card?

By Tom Jackson | August 20, 2024

Credit card debt in the U.S. reached a record $1.14 trillion in the second quarter of 2024. Could anyone pay it all off using a giant Visa or Discover card?…

Cartoon man looking to climb coins with a flag at the end to represent financial independence.

How To Become Financially Independent

By Michael Knisley | August 19, 2024

To tell the story of how to become financially independent, let’s start with a big-picture number, and it’s … well, big. As in, $17.8 trillion big. That was the total…

Senior woman working at a bakery

Jobs for Seniors

By Pat McManamon | October 9, 2023

Senior citizens who want to stay busy might enjoy a job that will keep them active and engaged. For some seniors, work may be a necessity. Those without pensions or…

Woman swiping her credit card at the store

What Happens If You Go Over Your Credit Limit?

By Sarah Brady | September 1, 2023

Credit card balances hit record highs in late 2022. If you’re one of the many people whose credit card balance has increased lately, you probably know there are uncomfortable consequences.…

Man on computer searching for his debts

How to Find Out How Much Debt You Have

By Maureen Milliken | February 23, 2023

Most U.S. consumers have a variety of debt, ranging from credit card accounts, auto loans, medical debt, student debt, personal loans, a mortgage and more. As years go by, it…

Text graphic that says "Tax Day Is Coming Up!"

What You Need to Know This Tax Season (2022-23 Guide)

By Tom Jackson | February 14, 2023

If it’s that moment on the calendar when prognosticating becomes a daily ritual in America, it must be tax filing time again. Roughly 168 million of us know we must…

A stack of credit cards toppling each other over like dominos

Debt Stacking

By Maureen Milliken | January 5, 2023

Paying down credit card debt should be simple, right? Pay the bill every month and watch the balance shrink. But it doesn’t always work that way. Sometimes, balances barely budge,…

Trash can full of unpaid credit card bills

What Happens If You Stop Paying Credit Cards?

By Sarah Brady | December 8, 2022

It might seem harmless to miss a credit card payment, but making late payments (even if it’s just one day late) can have repercussions. The longer you go without paying,…

Sources:

  1. N.A. (2024, June 24). 2024 Pulse of the American Retiree Survey: Midlife Retirement ‘Crisis’ or a 10-Year Opportunity? Retrieved from https://news.prudential.com/latest-news/prudential-news/prudential-news-details/2024/2024-Pulse-of-the-American-Retiree-Survey/default.aspx
  2. Pinkerton, J. (2024, April 15). How to Find a Financial Advisor if You’re Not Rich. Retrieved from https://money.usnews.com/investing/articles/how-to-find-a-financial-advisor-if-youre-not-rich
  3. Martin, S. (2024, May 2). Majority of Americans over 50 worry they won’t have enough money for retirement: Study. Retrieved from https://www.usatoday.com/story/money/2024/05/02/affording-retirement-costs-americans-survey-aarp/73530103007/
  4. N.A. (2024, August 8). Anticipating Future Fed Interest Rate Cuts, Consumers Continue to Use Existing Credit, Gain Access to New Line. Retrieved from https://newsroom.transunion.com/q2-2024-ciir/
  5. Hanson, M. (2022, January 9). Average Cost of Yearly College. Retrieved from https://educationdata.org/average-cost-of-college-by-year
  6. N.A. (2024, August 8). Anticipating Future Fed Interest Rate Cuts, Consumers Continue to Use Existing Credit, Gain Access to New Line. Retrieved from https://newsroom.transunion.com/q2-2024-ciir/