Category:
Personal Finance

Middle aged man laid off job

Finding a New Job After 50

By Joey Johnston | May 14, 2019

Getting laid off is traumatic, but at least I got the bad news in a fitting place. I was in a doctor’s office when my cellphone rang. It was my…

Sandwich generation infographic

How the “Sandwich Generation” Manages Raising Kids While Caring for Elderly Parents

By George Morris | May 13, 2019

American culture has created names for various age groups based on when they were born. Baby Boomers. Millennials. Generations X and Y. But another demographic has emerged based on what’s…

Credit card bill and money on a table

Yikes! I Can’t Pay My Credit Card Bills!

By Tom Jackson | January 30, 2019

What to Do When You Can’t Afford Credit Card Payments What happens when just meeting the minimum payments is beyond your means and you’ve come to the tough realization you…

Illustration of man holding clipboard with Statute of Limitations on it

What is the Statute of Limitation on my Credit Card Debt?

By Joey Johnston | October 22, 2018

The “Statute of Limitations” for credit card debt is a law limiting the amount of time lenders and collection agencies have to sue consumers for nonpayment. That time frame is set by…

Credit Card Interest Annual Price Tag: $1 Billion

By Joey Johnston | August 9, 2018

Americans are paying more than $100 billion in credit card interest annually. That means the average American household using credit cards is throwing almost $2,000 a year in the garbage…

Illustration of home being pulled apart by former husband and wife

Who Pays Credit Card Debt in a Divorce?

By George Morris | June 20, 2018

If you’re contemplating a divorce, you may be wondering: how will credit card debt be divided? There are several factors that can influence who pays. Whose name is it in?…

Senior citizen at work

Retired and in Debt: Help for Senior Citizens

By Joey Johnston | May 15, 2018

Debt is a growing threat to the retirement plans of Americans. In fact, the only time most retirees will be out of the hole will be when they get put…

Man holding first paycheck

How to Manage Your First Paycheck

By Tom Jackson | May 2, 2018

First job? Congratulations! Welcome to the work force! First paycheck? You have some planning to do. Paychecks are your ticket to join – and enjoy – America’s economy, but there…

Make Money by Driving for Uber

How to Improve Your Debt-to-Income Ratio with Higher Income

By Tom Jackson | March 29, 2018

Borrower beware! If you are hoping to score a car or home loan and don’t know your debt-to-income ratio, you probably want to check into it. You might find out…

Top 5 Retirement Roadblocks and How to Clear Them

By Joey Johnston | March 23, 2018

A disturbing number of Americans are speeding toward a financial cliff called retirement. Unless they change their saving habits, they may well barrel over the edge and land in poverty.…