Category:
Personal Finance

Warning Sign That Says Debt Avalanche

The Debt Avalanche Payoff Method

By Joey Johnston | May 31, 2019

If you’re swamped in debt and it’s harder each month to at least pay your minimum credit card balances, inaction isn’t an option. But how do you tackle what could…

Man pushing a boulder up a mountain side

What Is a Credit Card Hardship Program?

By Tom Jackson | May 16, 2019

About Credit Card Hardship Programs Generally speaking, Americans are late in paying off credit card balances and the situation could get far worse after the devastating fallout from the coronavirus.…

Middle aged man laid off job

Finding a New Job After 50

By Joey Johnston | May 14, 2019

Getting laid off is traumatic, but at least I got the bad news in a fitting place. I was in a doctor’s office when my cellphone rang. It was my…

Sandwich generation infographic

How the “Sandwich Generation” Manages Raising Kids While Caring for Elderly Parents

By George Morris | May 13, 2019

American culture has created names for various age groups based on when they were born. Baby Boomers. Millennials. Generations X and Y. But another demographic has emerged based on what’s…

Credit card bill and money on a table

Yikes! I Can’t Pay My Credit Card Bills!

By Tom Jackson | January 30, 2019

What to Do When You Can’t Afford Credit Card Payments What happens when just meeting the minimum payments is beyond your means and you’ve come to the tough realization you…

Statute of limitations on Credit Card Debt Map of USA

Statute of Limitations on Debt Collection by State

By Joey Johnston | October 22, 2018

The “Statute of Limitations” for credit card debt is a law limiting the amount of time lenders and collection agencies have to sue consumers for nonpayment. That time frame is set by…

Illustration of home being pulled apart by former husband and wife

Who Pays Credit Card Debt in a Divorce?

By George Morris | June 20, 2018

If you’re contemplating a divorce, you may be wondering: how will credit card debt be divided? There are several factors that can influence who pays. Whose name is it in?…

Senior citizen at work

Retired and in Debt: Help for Senior Citizens

By Joey Johnston | May 15, 2018

Debt is a growing threat to the retirement plans of Americans. In fact, the only time most retirees will be out of the hole will be when they get put…

Man holding first paycheck

How to Manage Your First Paycheck

By Bents Dulcio | May 2, 2018

First job? Congratulations! Welcome to the workforce! First paycheck? You have some planning to do. Paychecks are your ticket to join – and enjoy – America’s economy, but there are…

Make Money by Driving for Uber

How to Improve Your Debt-to-Income Ratio with Higher Income

By Tom Jackson | March 29, 2018

Borrower beware! If you are hoping to score a car or home loan and don’t know your debt-to-income ratio, you probably want to check into it. You might find out…