Personal Finance

Pink Slip that reads Layoff Notice

How to Be Prepared If You Lose Your Job

By Joey Johnston | January 26, 2018

Getting a pink slip might not be as devastating as learning you have a serious medical problem, but the trauma of losing a job can hit hard, especially for those…

Raise in consumers using credit cards

Rising Credit Card Use in America

By Tom Jackson | January 24, 2018

With the rise of online shopping, there is no doubt that Americans are using credit cards more than ever. There’s also no doubt that a lot of them are wasting…

Robots working in a factory

The 3 Reasons For Wage Stagnation: Globalization, Temp Work and Automation

By Joey Johnston | December 19, 2017

If you want a raise in 2018, please don’t hold your breath. You might not make it to 2019. More than half of Americans haven’t gotten a raise in the…

Financial Health Survey

How’s Your Financial Health? CFPB Survey Says America Needs Work.

By Joey Johnston | November 15, 2017

So you want to avoid financial problems in 2018? Fear not, Uncle Sam is on the case. The Consumer Financial Protection Bureau has come out with a first-of-its-kind survey on…

Piggy bank tipped over spilling money on the table

Bad Credit

By Heather Eggers | November 1, 2017

How to Get out of Debt When You Have Bad Credit Bad credit and too much debt are a vicious circle. Bad credit happens when debt gets out of hand,…

Equifax Security Breach Computer and Phone

Tips for Dealing with the Equifax Security Breach

By Joey Johnston | September 12, 2017

The recent security breach at the Equifax credit reporting agency exposed a gold mine of personal information on 143 million Americans and created serious short-term and long-term problems for consumers.…

No Raises For Workers

No Raise Coming: Why You’re Not Getting a Salary Increase this Year

By Joey Johnston | August 15, 2017

Warning! No Raise Coming for Most of Us There is plenty of advice out there on how to get a raise. What most people need is advice on how to…

Good Credit Score Club

700 Credit Score Club

By George Morris | July 14, 2017

A lot of people are familiar with “The 700 Club,” a long-running Christian talk show. Not many realize another 700 Club recently made its debut. In April of 2017, the…

Credit Scores Soaring

Credit Scores Soaring

By George Morris | June 12, 2017

America, give yourself a pat on the financial back. Credit scores for U.S. consumers reached a record high in the spring of 2017. After years of hearing about bankruptcies, foreclosures,…

Equal Gender Pay in 2152

Women Get Paid Same as Men… in 2152!

By Joey Johnston | May 30, 2017

By the time American women and men have equal pay across the board for performing the same job, there could be passenger vehicles zooming along a superhighway in the clouds;…