Personal Finance

Department Store Credit Card

Store Credit Cards Not Consumer’s Best Friend

By Joey Johnston | May 24, 2017

Everyone knows the pitch. You’ve spent half an hour trying on clothes off the rack at a shopping mall department store, found three shirts that look perfect and take the…

Erasing credit card debt

How to Pay Off $20,000 in Credit Card Debt

By Tom Jackson | May 22, 2017

How do you turn $20,000 into more than $33,000? If you’re talking about credit card debt, all you need do is make minimum monthly payments. At a minimum payment of…

We have many resources available to help teachers teach financial literacy with their students.

The Current State of Financial Literacy in America: Be Afraid

By Joey Johnston | May 19, 2017

We are a nation of financial dunces. For proof, try answering this question. Why should want to improve your credit score? To save money when purchasing a car with a…

Digital Wallet

Money Going Mobile: Mobile Payments and the Virtual Wallet

By George Morris | May 3, 2017

I can’t remember the last time I paid a friend back in cash. That thought was an eye opener to me. I’m only 22 years old and I’m watching cash…

Man Punching Tax Debt Issues

What to do When You Can’t Pay Your Income Taxes: A 3-Step Plan

By Joey Johnston | March 15, 2017

It’s the least wonderful time of the year for millions of cash-strapped Americans thanks to three letters – I-R-S! Income tax returns are due April 18, but what if you…

Tax Refund Emergency Fund

Kick-Start Your Emergency Fund with Your Tax Return

By Joey Johnston | February 23, 2017

One morning, the sound of raindrops wakes you up and your first thought is “Not another rainy day! And your second one is, “I’m late for work!” You make a…

How Long Will Negative Mark Affect Credit Report

How Long do Negative Marks Stay on a Credit Report?

By Joey Johnston | February 10, 2017

Generally speaking, negative marks remain on your credit report for seven years, though Chapter 7 bankruptcy stays on for 10 years. The important thing to remember is that the impact…

Good vs Bad Credit: Learn the difference

Good Credit vs Bad Credit: How to Tell The Difference

By Joey Johnston | January 19, 2017

Kenny Rogers is a singer, not a debt management adviser, but if you want financial security, take his famous words of poker wisdom: You’ve got to know when to hold…

Maximum Social Security 2017

Social Security Increases Maximum Taxable Earnings for 2017

By Joey Johnston | January 11, 2017

The government just gave a raise to a lot of Americans who really need one. Now they just have to make sure Uncle Sam keeps his hands off the money.…

coins sprouting a plant savings concept

Retirement Account Changes in 2017

By Joey Johnston | December 21, 2016

After a year of political upheaval and economic uncertainty, it might come as a relief that 2017 holds few surprises for retirement savings. For the fourth year in a row,…