Category:
Personal Finance

Who is Responsible for Credit Card Debt in a Divorce?

By George Morris | June 20, 2018

If you’re contemplating a divorce, you may be wondering: how will credit card debt be divided? There are several factors that can influence who pays. Whose name is it in?…

What to do if You’re Retired and in Debt

By Joey Johnston | May 15, 2018

Debt is a threat to the retirement plans of almost every American. A recent study by Lending Tree showed that just about every senior carries debt into their early retirement…

How to Manage Your First Paycheck

By Bents Dulcio | May 2, 2018

First job? Congratulations! Welcome to the workforce! First paycheck? You have some planning to do. Paychecks are your ticket to join – and enjoy – America’s economy, but there are…

How to Improve Your Debt-to-Income Ratio with Higher Income

By Tom Jackson | March 29, 2018

Borrower beware! If you are hoping to score a car or home loan and don’t know your debt-to-income ratio, you probably want to check into it. You might find out…

Top 5 Retirement Roadblocks and How to Clear Them

By Joey Johnston | March 23, 2018

A disturbing number of Americans are speeding toward a financial cliff called retirement. Unless they change their saving habits, they may well barrel over the edge and land in poverty.…

How to Be Prepared If You Lose Your Job

By Joey Johnston | January 26, 2018

Getting a pink slip might not be as devastating as learning you have a serious medical problem, but the trauma of losing a job can hit hard, especially for those…

Rising Credit Card Use in America

By Tom Jackson | January 24, 2018

With the rise of online shopping, there is no doubt that Americans are using credit cards more than ever. There’s also no doubt that a lot of them are wasting…

The 3 Reasons For Wage Stagnation: Globalization, Temp Work and Automation

By Joey Johnston | December 19, 2017

If you want a raise in 2018, please don’t hold your breath. You might not make it to 2019. More than half of Americans haven’t gotten a raise in the…

How’s Your Financial Health? CFPB Survey Says America Needs Work.

By Joey Johnston | November 15, 2017

So you want to avoid financial problems in 2018? Fear not, Uncle Sam is on the case. The Consumer Financial Protection Bureau has come out with a first-of-its-kind survey on…

Bad Credit

By George Morris | November 1, 2017

What Is Considered Bad Credit? Different lenders have different standards for what bad credit is, and the number is more important than the label that goes with it. The numbers…

Sources:

  1. N.A. (2024) How Debt Is Divided in Divorce. Retrieved from https://www.divorcenet.com/resources/how-debt-is-divided-in-divorce.html
  2. N.A. (2025) How to Handle Splitting Debt in a Divorce. Retrieved from https://legalclarity.org/how-to-handle-splitting-debt-in-a-divorce/
  3. N.A. (2024) How Is Debt Divided in Divorce? Retrieved from https://www.consumeraffairs.com/finance/how-is-debt-divided-in-divorce.html
  4. N.A. (2023) How Is Debt Divided During a Divorce? Retrieved from https://smartasset.com/financial-advisor/how-is-debt-divided-in-divorce
  5. N.A. (2023) Am I Responsible for My Spouse’s Debt After They Die? Retrieved from https://www.consumerfinance.gov/ask-cfpb/am-i-responsible-for-my-spouses-debts-after-they-die-en-1467/
  6. N.A. (ND) Debts and Deceased Relatives. Retrieved from https://consumer.ftc.gov/articles/debts-deceased-relatives