Category:
Personal Finance

How Much Credit Card Debt Is Too Much?

By George Morris | November 3, 2015

Using credit cards to cover expenses is a fact of life for many people. Credit cards are convenient and easy to use, but thanks to ultra-high interest rates, they’re even…

Credit Card

By George Morris | November 3, 2015

How To Manage Credit Card Debt Managing credit card debt can be difficult and complicated. Before coming up with a debt relief strategy that works for you, you should learn…

How to Stop Enabling Financially Irresponsible Family Members

By Joey Johnston | November 3, 2015

Dealing with the Financially Irresponsible Giving financial help to a family member – especially if it’s yet another cash payment earmarked for an adult child – may seem like something…

Resume Tips for Blue Collar Jobs

By George Morris | November 3, 2015

If you think you don’t need a resume for a blue collar job, think again. An organized, professional resume is a great way to stand out in today’s crowded job…

Alternative Debt Solutions: Getting Out of Debt

By Alan Schmadtke | October 29, 2015

If your monthly debt payments outside of mortgage or rent exceed 20% of your income, you have a debt problem that requires attention. The good news is you have options.…

Just Say No To Credit Card Convenience Checks

By George Morris | October 29, 2015

Mark Boileau of Dallas recently bought a new Toyota Prius with the help of a “convenience check” issued by his credit card company. But his experience turned out to be…

How To Manage Multiple Credit Cards

By Phil Sheridan | October 29, 2015

With online banking available at the click of a button, it’s become easier than ever to manage credit cards, even if you have multiple accounts. When you use credit card…

Debit Card vs. Credit Card: Which Is Better?

By George Morris | August 10, 2015

Many of us know we have an option to use a debit card but don’t take advantage because we lack knowledge or interest or simply are in the habit of…

Are Spouses Responsible for Credit Card Debt?

By Robert Shaw | July 1, 2015

One of the most important relationship questions couples face before they marry – How much debt do you have? — often isn’t asked, but might serve as a commitment speed…

How Long is an Executor Liable for Debts?

By George Morris | July 1, 2015

Being named in a will as the executor of a deceased person’s estate is, in many ways, a tremendous honor: You have been identified as someone with the capacity to…

Sources:

  1. N.A. (2024, August 8) Anticipating Future Fed Interest Rate Cuts, Consumers Continue to Use Existing Credit, Gain Access to New Lines. Retrieved from https://newsroom.transunion.com/q2-2024-ciir/
  2. N.A. (2024, September 9) Consumer Credit - G.19. Retrieved from https://www.federalreserve.gov/releases/g19/current/
  3. Luthi, B. (2022, February 9) What Should My Credit Utilization Ratio Be? Retrieved from https://www.myfico.com/credit-education/blog/credit-utilization-be
  4. Rivers, M. (2024, August 13) Ally Launches Free Nationwide Financial Wellness Program Grounded in Money Psychology. Retrieved from https://media.ally.com/2024-08-13-Ally-Launches-Free-Nationwide-Financial-Wellness-Program-Grounded-in-Money-Psychology
  5. Parker, E. (2024, February 13) Gen Z's Loud Budgeting Trend: Fad or Future? Retrieved from https://clarifycapital.com/deciphering-loud-budgeting