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Personal Finance
The recent security breach at the Equifax credit reporting agency exposed a gold mine of personal information on 143 million Americans and created serious short-term and long-term problems for consumers.…
Warning! No Raise Coming for Most of Us There is plenty of advice out there on how to get a raise. What most people need is advice on how to…
Credit scores are like mythical creatures: We all have varying levels of knowledge on what they are and how they operate, but certainty on them is elusive. It’s important to…
Everyone knows the pitch. You’ve spent half an hour trying on clothes off the rack at a shopping mall department store, found three shirts that look perfect and take the…
How do you turn $20,000 into more than $42,000? If you’re talking about credit card debt, all you need to do is make minimum monthly payments. At a minimum payment…
We are a nation of financial dunces. For proof, try answering this question. Why should want to improve your credit score? To save money when purchasing a car with a…
I can’t remember the last time I paid a friend back in cash. That thought was an eye opener to me. I’m only 22 years old and I’m watching cash…
It’s the least wonderful time of the year for millions of cash-strapped Americans thanks to three letters – I-R-S! Income tax returns are due April 18, but what if you…
One morning, the sound of raindrops wakes you up and your first thought is “Not another rainy day! And your second one is, “I’m late for work!” You make a…
Generally speaking, negative marks remain on your credit report for seven years, though Chapter 7 bankruptcy stays on for 10 years. The important thing to remember is that the impact…
Sources:
- (2017, September 8) The Equifax Data Breach: What to Do. Retrieved from https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do
- Shell, A. (2017, September 11) How to defend yourself against identity theft after the Equifax data breach. Retrieved from https://www.usatoday.com/story/money/2017/09/11/how-defend-yourseafter-equifax-data-breach-credit-report-freeze-strong-defense-against-identity-thef/654065001/