Personal Finance

Piggy bank sleeping

Dormant Bank Accounts & Escheated Funds

By Tom Jackson | January 2, 2020

There’s an estimated $80 billion in unclaimed money out there waiting to find a home and it’s probably worth the time and aggravation to see if any of it belongs…

Financial Monthly Calendar

Your Personal Finance Calendar for 2022

By Joey Johnston | December 10, 2019

Resolved: 2022 is the year you’ll get financially organized, day by day. You know the drill this time of year. In the coming weeks, lots of print and even more…

Chart of stocks and mutual funds

How to Decide Between Stocks and Mutual Funds

By Tom Jackson | November 13, 2019

Trading stocks has never been cheaper. Most brokerages no longer charge the hefty sales commissions once tacked on to online trades and many have erased maintenance fees on retirement accounts.…

Credit score monitor increasing

Can My Credit Score Go Up 100 Points in a Month?

By Joey Johnston | October 3, 2019

What’s in a number? If it’s your credit score, a lot, especially if you keep it a high level – anything over 750 – and reap the numerous rewards available…

Be prepared for disaster

Make Sure Your Family Has a Disaster Plan

By Joey Johnston | August 29, 2019

June 1 marks the beginning of hurricane season. Meanwhile, across much of the Western U.S., major droughts have greatly increased the danger for summer wildfires. And don’t forget last winter’s…

Box of stuff to sell online

Where (and how) to Sell Your Stuff Online

By Tom Jackson | August 27, 2019

Once upon a proverb, “One man’s trash is another man’s treasure” was just another way of saying, as 1960s hipsters did, “Diff’rent strokes for diff’rent folks.” Then came the internet…

Scales weighing Credit Card Debt and Tax Debt

Should I Pay Credit Cards or Tax Debt?

By Joey Johnston | August 15, 2019

The choice between paying credit card debt and taxes isn’t as simple as calculating money saved on interest. Failing to pay taxes has massive repercussions – just ask Martha Stewart.…

Jar of retirement savings

When to Take Social Security Benefits

By Tom Jackson | June 19, 2019

Your golden years should be an era of leisure and adventure, of self-discovery and reinvention. For most, maximizing our retirement experiences means maximizing our retirement income. When and how to…

Warning Sign That Says Debt Avalanche

The Debt Avalanche Payoff Method

By Joey Johnston | May 31, 2019

If you’re swamped in debt and it’s harder each month to at least pay your minimum credit card balances, inaction isn’t an option. But how do you tackle what could…

Man pushing a boulder up a mountain side

What Is a Credit Card Hardship Program?

By Tom Jackson | May 16, 2019

About Credit Card Hardship Programs Generally speaking, Americans are late in paying off credit card balances and the situation could get far worse after the devastating fallout from the coronavirus.…