Category:
Debt Relief

worried over bills

5 Ways to Reduce Financial Stress

By Tom Jackson | August 9, 2018

Feeling the squeeze from financial worry? Saying you’re not alone isn’t useful. Saying there’s professional help for your condition just might be the best thing this side of winning the…

Why Choose Certified Counselors

Working with a Certified Credit Counselor

By Tom Jackson | July 11, 2018

When you’re looking for financial advice, you would hope there are two things you can count on from the person on the end of the phone: They know what they…

DIY Pay Off Credit Card Debt

DIY Debt Consolidation: How to Consolidate Debt on Your Own

By Tom Jackson | July 2, 2018

Americans who carry balances month over month should be alarmed by the interest they’re paying: As the Federal Reserve persists in incremental hikes, credit card rates keep surging. But there’s…

Credit Card Debt Forgiveness

By Tom Jackson | May 24, 2018

Kevin Briggs was a successful landlord with a six-figure income, but after a year of pandemic challenges, he found himself in 2021 with $45,000 in credit card debt. “I was…

get out of debt

How I Got Into and Out of $45,000 in Credit Card Debt

By Joey Johnston | April 12, 2018

Walter was one of millions of Americans financially swept under during the Great Recession a decade ago. Before the downturn, he and his wife owned a large home in western…

road-to-success

How to Be Successful in a DMP

By Tom Jackson | April 12, 2018

So, you’ve finally taken the big step and enrolled in a debt relief program. Now what? If you’re going to succeed, you’ll have to alter the lifestyle that got you…

myths spelled out with blocks

Debt Management Myths: What You Need to Know

By Joey Johnston | March 23, 2018

Debt management plans might be the most productive and least appreciated member in the family of debt-relief solutions that includes debt consolidation loans, debt settlement and bankruptcy. DMPs, as they are…

couple evaluating bills

Debt Consolidation vs Home Equity Loans

By Tom Jackson | March 23, 2018

There can be benefits to using a home equity loan to pay off credit card debt, including lower and fixed monthly payments. If you’re considering a debt consolidation loan, the…

Heart and Money on a scale being weighed

Dating and Debt

By Joey Johnston | January 3, 2018

Is carrying a lot of debt worse than carrying a lot of weight? If you’re a millennial the shocking answer is yes, at least if you are hoping to get…

Chapter 13 Bankruptcy Form

Chapter 13 Bankruptcy

By Tom Jackson | January 2, 2018

Filing Chapter 13 Bankruptcy Chapter 13 allows debtors to repay all, or a significant portion, of their debts in 3-5 years under a court-ordered plan. The most common debts discharged…

Sources:

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  2. Caldwell, M. (2018, April 2) 5 Strategies to Deal With Financial Stress. Retrieved from https://www.thebalance.com/dealing-with-financial-stress-2385957
  3. O’Shea, A. (2018, March 13) Best Budget Apps and Personal Finance Tools for 2018. Retrieved from https://www.nerdwallet.com/blog/finance/budgeting-saving-tools/
  4. Hong, E. (2018, July 2) 8 Best Personal Finance Apps of 2018. Retrieved from https://www.investopedia.com/personal-finance/personal-finance-apps/
  5. Palmer, N. (2009, 03) 5 Ways to Cope with Money Stress. Retrieved from https://www.oprah.com/money/5-ways-to-cope-with-financial-stress-and-anxiety/all
  6. Bahney, A. (2018, May 22) 40% of Americans can’t cover a $400 emergency expense. Retrieved from https://money.cnn.com/2018/05/22/pf/emergency-expenses-household-finances/index.html
  7. Curtis, J. (NA) 10 Ways to Curb Financial Anxiety When You’re Stressed About Money. Retrieved from https://www.moneycrashers.com/financial-anxiety-stressed-about-money/