InCharge Welcomes Charlene Rose as Director of Housing, aka Dream Maker

When the announcement was made in July that Charlene Rose would join the InCharge team as Director of Housing, there was a great deal of celebrating.

Rose has 25 years of experience and is a big name nationally in the housing counseling field.

“We are going to provide comprehensive housing counseling services,” she said. “We’ll have advice on buying a home, how to get a mortgage, programs for first-time homebuyers, post-purchase workshops, pre-foreclosure counseling, how to rent a home, budgeting for a home … you name it, we’re going to touch every area that falls under housing.”

Rose’s background is proof that she is absolutely the right person for the job.

She has a mile-long resume of credentials that start with being the Director of Housing for the Central Florida Urban League for 16 years and the last 11 years with the Consumer Debt Counselors.

Along the way, she received special recognition from the US Department of Housing and Urban Development (HUD) and was awarded the “HUD Best Practice Award.” Her program was honored in the following two categories:

1. Generating a significant positive impact for those served

2. Displaying creativity in addressing a problem and demonstrating effective leveraging of resources.

She also received special recognition from Freddie Mac for the agency’s Homebuyer Education Program. Freddie Mac created a Homeownership video presentation featuring Charlene’s agency. This homeownership video was distributed nationwide.

“Charlene is absolutely fantastic,’’ said Mike Leon, Vice President of Operations. “She’s going to allow us to widen our footprint in housing counseling. Her reputation and experience are going to breathe new life into our housing counseling efforts. She is a major upgrade for InCharge.”

Rose will concentrate on families who want to buy a home for the first time; families trying to avoid foreclosure; and families in danger of being evicted from rental homes.

In most cases, Rose says, the solution for everyone is better budgeting, something the InCharge credit counselors are certified experts at.

“A lot of people don’t have a budget because they don’t really want to know where their money is going,” Rose said. “They might be a little behind every month because they’re spending $100 on cable TV or $30 getting their nails done … things they could cut out and catch up.

“Our job is going to be counseling them on setting goals, understanding the advantages and disadvantages of owning a home and how to create a budget that helps your credit score so you can afford the home you want.”

In a nutshell: Rose will be the fuel helping InCharge housing clients achieve their American dream.


Tom Jackson focuses on writing about debt solutions for consumers struggling to make ends meet. His background includes time as a columnist for newspapers in Washington D.C., Tampa and Sacramento, Calif., where he reported and commented on everything from city and state budgets to the marketing of local businesses and how the business of professional sports impacts a city. Along the way, he has racked up state and national awards for writing, editing and design. Tom’s blogging on the 2016 election won a pair of top honors from the Florida Press Club. A University of Florida alumnus, St. Louis Cardinals fan and eager-if-haphazard golfer, Tom splits time between Tampa and Cashiers, N.C., with his wife of 40 years, college-age son, and Spencer, a yappy Shetland sheepdog.