Category:
Personal Finance

Robots working in a factory

The 3 Reasons For Wage Stagnation: Globalization, Temp Work and Automation

By Joey Johnston | December 19, 2017

If you want a raise in 2018, please don’t hold your breath. You might not make it to 2019. More than half of Americans haven’t gotten a raise in the…

Financial Health Survey

How’s Your Financial Health? CFPB Survey Says America Needs Work.

By Joey Johnston | November 15, 2017

So you want to avoid financial problems in 2018? Fear not, Uncle Sam is on the case. The Consumer Financial Protection Bureau has come out with a first-of-its-kind survey on…

Piggy bank tipped over spilling money on the table

Bad Credit

By George Morris | November 1, 2017

What Is Considered Bad Credit? Different lenders have different standards for what bad credit is, and the number is more important than the label that goes with it. The numbers…

Equifax Security Breach Computer and Phone

Tips for Dealing with the Equifax Security Breach

By Joey Johnston | September 12, 2017

The recent security breach at the Equifax credit reporting agency exposed a gold mine of personal information on 143 million Americans and created serious short-term and long-term problems for consumers.…

No Raises For Workers

No Raise Coming: Why You’re Not Getting a Salary Increase this Year

By Joey Johnston | August 15, 2017

Warning! No Raise Coming for Most of Us There is plenty of advice out there on how to get a raise. What most people need is advice on how to…

Good Credit Score Club

700 Credit Score – Join the Club

By George Morris | July 14, 2017

Credit scores are like mythical creatures: We all have varying levels of knowledge on what they are and how they operate, but certainty on them is elusive. It’s important to…

Department Store Credit Card

Store Credit Cards Not Consumer’s Best Friend

By Joey Johnston | May 24, 2017

Everyone knows the pitch. You’ve spent half an hour trying on clothes off the rack at a shopping mall department store, found three shirts that look perfect and take the…

Erasing credit card debt

How to Pay Off $20,000 in Credit Card Debt

By Michael Knisley | May 22, 2017

How do you turn $20,000 into more than $42,000? If you’re talking about credit card debt, all you need to do is make minimum monthly payments. At a minimum payment…

We have many resources available to help teachers teach financial literacy with their students.

The Current State of Financial Literacy in America: Be Afraid

By Joey Johnston | May 19, 2017

We are a nation of financial dunces. For proof, try answering this question. Why should want to improve your credit score? To save money when purchasing a car with a…

Digital Wallet

Money Going Mobile: Mobile Payments and the Virtual Wallet

By George Morris | May 3, 2017

I can’t remember the last time I paid a friend back in cash. That thought was an eye opener to me. I’m only 22 years old and I’m watching cash…

Sources:

  1. Corsentino, B. 2017, September 3. These are the ‘robot proof’ jobs of the future: Pew Research. Retrieved from https://www.cnbc.com/2017/09/01/these-are-the-robot-proof-jobs-of-the-future-pew-research.html
  2. Tepper, T. 2017, November 14. Did you get a raise this year? You’re one of the lucky ones. Retrieved from http://www.bankrate.com/banking/savings/financial-security-1117/
  3. McRae, M. 2017, March 31. Unsettling New Statistics Reveal Just How Quickly Robots Can Replace Human Workers. Retrieved from https://www.sciencealert.com/new-statistics-reveal-the-scale-of-robots-replacing-human-workers
  4. Sun, L. 2017, November 20. A Foolish Take: Here’s how much debt the average U.S. household owes. Retrieved from https://www.usatoday.com/story/money/personalfinance/2017/11/18/a-foolish-take-heres-how-much-debt-the-average-us-household-owes/107651700/