Category:
Debt Relief

get out of debt

How I Got Into and Out of $45,000 in Credit Card Debt

By Joey Johnston | April 12, 2018

Walter was one of millions of Americans financially swept under during the Great Recession a decade ago. Before the downturn, he and his wife owned a large home in western…

road-to-success

How to Be Successful in a DMP

By Tom Jackson | April 12, 2018

So, you’ve finally taken the big step and enrolled in a debt relief program. Now what? If you’re going to succeed, you’ll have to alter the lifestyle that got you…

myths spelled out with blocks

Debt Management Myths: What You Need to Know

By Joey Johnston | March 23, 2018

Debt management plans might be the most productive and least appreciated member in the family of debt-relief solutions that includes debt consolidation loans, debt settlement and bankruptcy. DMPs, as they are…

couple evaluating bills

Debt Consolidation vs Home Equity Loans

By Tom Jackson | March 23, 2018

There can be benefits to using a home equity loan to pay off credit card debt, including lower and fixed monthly payments. If you’re considering a debt consolidation loan, the…

Heart and Money on a scale being weighed

Dating and Debt

By Joey Johnston | January 3, 2018

Is carrying a lot of debt worse than carrying a lot of weight? If you’re a millennial the shocking answer is yes, at least if you are hoping to get…

Chapter 13 Bankruptcy Form

What Is Chapter 13 Bankruptcy and How Does It Work?

By Tom Jackson | January 2, 2018

Filing Chapter 13 Bankruptcy Chapter 13 allows debtors to repay all, or a significant portion, of their debts in 3-5 years under a court-approved plan. The most common debts discharged…

Student Loan Debt

Student Loan Debt a Curse on Millennial Generation

By Joey Johnston | July 25, 2017

It’s not easy being a Millennial. They get ridiculed more than Donald Trump, though at least Johnny Depp hasn’t threatened to assassinate any of them. Older generations see them as…

Consolidate Bills

How Do You Consolidate Your Bills?

By Joey Johnston | March 29, 2017

The first step in consolidating your bills is calculating how much debt you have and how much income is available to address it. List all your credit card balances and…

Pay Off High Interest Credit Card

How Do I Pay Off My High Interest Credit Card Debt?

By Joey Johnston | March 22, 2017

Credit card debt can be especially burdensome when the cards carry high interest rates. Compounding interest can create a snowball effect, making it difficult to pay off the debt and…

College Student Credit Card

Don’t Pay College Tuition with a Credit Card

By Joey Johnston | March 15, 2017

As a strategy, paying for college with a credit card sounds enticing. Your card probably offers generous air miles or points for every dollar you spend, and you have the…