Category:
Debt Management

Debt Management Plan written on notepad lying on table with money and calculator in background

What Kinds of Debts Can a Debt Management Plan Help With?

By Joey Johnston | April 7, 2020

Debt management programs are designed primarily to assist consumers with high-interest credit card debt, but also could include any form of unsecured debt. The list of accounts that qualify to…

Illustration of man concerned about money problems

How Much Does A Debt Management Program Cost?

By Joey Johnston | April 1, 2020

Debt management program fees provide the money needed to operate the nonprofit credit counseling agencies that provide this service to consumers. Though the agencies are nonprofit, they must still generate…

What Happens to Debt When You Die

What Happens to Debt When You Die?

By George Morris | March 27, 2020

When we die, we leave a legacy. For many, a part of that legacy is debt. So, what happens to debt after death? It depends on the type of debt…

Illustration of megaphone with words Debt Management next to it

How to Enroll in the InCharge Debt Management Program

By Joey Johnston | March 16, 2020

If you are thinking about enrolling in a debt management plan to get control over your credit card debt, here’s what you need to know. Is it your best option? Before…

Debt Management Plan Pros and Cons

Joint Debt Management Plans

By Maureen Milliken | March 12, 2020

Having debt is stressful. When debt is shared with a partner, it can double the stress and put a marriage or partnership in jeopardy. On the flip side, when spouses…

Photo of man swapping loan agreement with wad of cash from lender

Getting a Loan on a Debt Management Program

By Joey Johnston | March 11, 2020

The purpose of a debt management program is to eliminate credit card debt and teach consumers how to manage their money. If taking out a loan while trying to eliminate debt…

Here are the requirements to start you on your debt management program.

How Much Debt Do I Need For The Debt Management Program?

By Tom Jackson | March 11, 2020

There is no minimum debt requirement for a debt management program. A nonprofit credit counseling agency will provide a free credit counseling and budgeting session at any debt level. If…

Reducing Debt Through Credit Counseling or a Debt Management Plan

By Tom Jackson | September 19, 2019

Consumer spending is the rock of our economy, but too much of a good thing can lead to trouble — especially when we discover we’ve over-financed our fun. Or maybe…

Learn the pros and cons of debt management programs and debt settlement programs

Debt Management vs. Debt Settlement

By Joey Johnston | July 16, 2019

The one constant in the U.S. economy over the last six years is debt. It keeps going up … and up … and further up. Household debt rose $155 billion…

Man at a computer deciding what debt management program to use

How to Choose the Best Debt Management Plan for You

By Tom Jackson | July 11, 2019

Choosing the best debt management program can free you from the nightmare of unpaid bills and help you return your finances to good health. The best debt management program is offered by…