Sources:

  1. NA. 2016, August 1. Do Debt Management Plans Work? Retrieved from http://www.chicagotribune.com/business/ct-personal-finance-nerdwallet-debt-management-plan-20160801-story.html
  2. Clements, N. 2016, March 25. The Risk And Rewards Of Consolidating Credit Card Debt. Retrieved from https://www.forbes.com/sites/nickclements/2016/03/25/the-risk-and-rewards-of-consolidating-credit-card-debt/#32fcd23f68ad
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