Category:
Debt Management

Illustration of megaphone with words Debt Management next to it

How to Enroll in the InCharge Debt Management Program

By Joey Johnston | March 16, 2020

If you are thinking about enrolling in a debt management plan to get control over your credit card debt, here’s what you need to know. Is it your best option? Before…

Debt Management Plan Pros and Cons

Joint Debt Management Plans

By Joey Johnston | March 12, 2020

Money is the No. 1 cause of stress in nearly every survey of marriage, though you probably could substitute the word “debt” for “money” and more accurately target the real…

Photo of man swapping loan agreement with wad of cash from lender

Getting a Loan on a Debt Management Program

By Joey Johnston | March 11, 2020

The purpose of a debt management program is to eliminate credit card debt and teach consumers how to manage their money. If taking out a loan while trying to eliminate debt…

Here are the requirements to start you on your debt management program.

How Much Debt Do I Need For The Debt Management Program?

By Tom Jackson | March 11, 2020

There is no minimum debt requirement for a debt management program. A nonprofit credit counseling agency will provide a free credit counseling and budgeting session at any debt level. If…

Reducing Debt Through Credit Counseling or a Debt Management Plan

By Tom Jackson | September 19, 2019

Consumer spending is the rock of our economy, but too much of a good thing can lead to trouble — especially when we discover we’ve over-financed our fun. Or maybe…

Learn the pros and cons of debt management programs and debt settlement programs

Debt Management vs. Debt Settlement

By Joey Johnston | July 16, 2019

The one constant in the U.S. economy over the last six years is debt. It keeps going up … and up … and further up. Household debt rose $155 billion…

Man at a computer deciding what debt management program to use

How to Choose the Best Debt Management Plan for You

By Tom Jackson | July 11, 2019

Choosing the best debt management program can free you from the nightmare of unpaid bills and help you return your finances to good health. The best debt management program is offered by…

Debt Management Plan Pros and Cons

Debt Management

By Tom Jackson | September 6, 2017

Choose Your Debt Amount What Is a Debt Management Plan? A debt management plan is a carefully constructed payment schedule, set up and managed by a nonprofit credit counseling agency,…

credit score effect

Will A Debt Management Program Ruin My Credit Score?

By Tom Jackson | July 27, 2017

Participating in a debt management program should have a positive impact on your credit score, as long as you are consistent with your monthly payments. The overriding goal of a debt management…

Do It Yourself Money Credit

The DIY Debt Management Program: A Template for Debt Relief

By Tom Jackson | November 17, 2016

Are you a “Do-It-Yourself” person when it comes to broken windows or leaky faucets? How about credit repairs? Yes, fixing your finances could be as much of a DIY project…