Category:
Debt Management

Is your debt hovering over you? Take a look to see if you may have a debt problem

Signs You Need a Debt Management Program

By Tom Jackson | May 6, 2020

Right up until coronavirus gave the American economy an acute case of double pneumonia, the U.S. economy was on a multi-year tear. Jobs and wages up, unemployment down, the stock…

New Credit on a DMP

New Credit on a Debt Management Plan

By George Morris | April 10, 2020

If you’ve been on a debt management plan for a while and feel that you’ve been successful managing your monthly spending while paying down debt, good for you. It’s a…

Mortgage on a Debt Management Plan (DMP)

Getting a Mortgage While in a Debt Management Program

By Joey Johnston | April 8, 2020

As rosy as the housing market appears, aspiring home buyers still face obstacles. Far too many people misuse credit cards and become mired in debt, while others struggle with unexpected…

Young couple managing finances, reviewing their bank accounts using laptop computer and calculator at modern kitchen

What Happens After I Enroll In The Debt Management Program

By Tom Jackson | April 8, 2020

Every journey starts with a first step, and enrolling in a debt management program is a great way to begin the path back to financial health. But whether you ultimately…

One hand is holding document, another hand is crossing out text content with red pen

How to Cancel a Debt Management Program & Remove An Account

By Joey Johnston | April 8, 2020

Two common questions consumers have when considering a debt management program are: Can I cancel my debt management plan? Can I remove an account from the debt management program? The…

Question mark made out of different U.S dollars

What Do I Need To Know Before Joining The Debt Management Program

By Tom Jackson | April 7, 2020

What Is a Debt Management Program? A debt management program (DMP) is a structured repayment plan offered by a nonprofit credit counseling agency that consolidates credit card payments and other…

Debt Management Plan written on notepad lying on table with money and calculator in background

What Kinds of Debts Can a Debt Management Plan Help With?

By Joey Johnston | April 7, 2020

Debt management programs are designed primarily to assist consumers with high-interest credit card debt, but also could include any form of unsecured debt. The list of accounts that qualify to…

Illustration of man concerned about money problems

How Much Does A Debt Management Program Cost?

By Joey Johnston | April 1, 2020

Debt management program fees provide the money needed to operate the nonprofit credit counseling agencies that provide this service to consumers. Though the agencies are nonprofit, they must still generate…

Estate Planning

What Happens to Debt When You Die?

By George Morris | March 27, 2020

When we die, we leave a legacy. For many, a part of that legacy is debt. So, what happens to debt after death? It depends on the type of debt…

Illustration of megaphone with words Debt Management next to it

How to Enroll in the InCharge Debt Management Program

By Joey Johnston | March 16, 2020

If you are thinking about enrolling in a debt management plan to get control over your credit card debt, here’s what you need to know. Is it your best option? Before…