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Debt Management
When you’re working to improve your credit, one of the last things you want to deal with is a charge-off. When a charge-off happens, your creditor usually sells your unpaid…
Create Your Debt Management Plan Today We help with debt from thousands of creditors, including these companies: What Is a Debt Management Plan? A debt management plan is a…
Credit card debt can be an absolute budget killer. Studies show that people who carry a balance from month-to-month tend to stay stuck in never-ending debt cycles, without making any…
Create Your Debt Management Plan Today Consolidate Debt In Minutes We help with debt from thousands of creditors, including these companies: What Is a Debt Management Plan? A debt…
Right up until coronavirus gave the American economy an acute case of double pneumonia, the U.S. economy was on a multi-year tear. Jobs and wages up, unemployment down, the stock…
If you’ve been on a debt management plan for a while and feel that you’ve been successful managing your monthly spending while paying down debt, good for you. It’s a…
Homeownership is part of the American Dream. But for some aspiring homebuyers, financial problems are a major obstacle to achieving the dream. In 2025, 70% of aspiring homeowners reported that…
Every journey starts with a first step, and enrolling in a debt management program is a great way to begin the path back to financial health. But whether you ultimately…
Two common questions consumers have when considering a debt management program are: Can I cancel my debt management plan? Can I remove an account from the debt management program? The…
What Is a Debt Management Program? A debt management program (DMP) is a structured repayment plan offered by a nonprofit credit counseling agency that consolidates credit card payments and other…
Sources:
- Akin, J. (2025, January 24) How Long Do Charge-Offs Stay on Your Credit Report?. Retrieved from: https://www.experian.com/blogs/ask-experian/how-long-do-charge-offs-stay-on-your-credit-report/
- N.A. (ND) Understanding your credit score and improving your financial health. Retrieved from: https://www.bankofamerica.com/help/goodwill-adjustments/
- N.A. (ND) Credit Reporting. Retrieved from: https://cri.studentaid.gov/content/creditreporting
- N.A. (2024, December, 5) CFPB v. Lexington Law and CreditRepair.com. Retrieved from: https://www.consumerfinance.gov/enforcement/payments-harmed-consumers/payments-by-case/lexlaw/
- N.A. (2016, September) CONSUMER ADVISORY Don’t Be Misled by Companies Offering Paid Credit Repair Services. Retrieved from: https://files.consumerfinance.gov/f/documents/092016_cfpb_ConsumerAdvisory.pdf