Choose a credit counseling service that has been in business for at least 10 years
Check out their rating from the Better Business Bureau
Since 1997, InCharge’s NFCC-certified credit counselors have helped thousands of people struggling with credit card debt, going through bankruptcy or facing foreclosure on their home. As a leading non-profit credit counseling service with an A+ rating by the Better Business Bureau, we are members of and adhere to the professional standards of the National Foundation for Credit Counseling (NFCC) and are accredited by the Council on Accreditation (COA) and are a HUD-approved housing counseling agency. InCharge is dedicated to providing professional, confidential, and expert debt counseling services certified by independent audits and accreditations. Our Standards of Excellence have established us as leaders in our industry.
InCharge Has Helped 1.5 Million With Debt Relief
InCharge has worked with over 1.5 million clients. InCharge has helped clients pay off more than $3 billion in debt.
InCharge Credit Counseling Client Success Stories
The best way to see how InCharge helps clients get debt-free and overcome credit problems is to hear from many of the actual people we’ve helped.
Mary was $18,000 in debt and called InCharge when she realized she just couldn’t handle it anymore. “I watched the commercial on TV and called while it was going on,” she said. “I talked with a counselor named David and he was extremely nice. When I hung up, I felt like, ‘this is what I need, this is the answer.'” She found the process easy, “They broke it all down for me, how much it would be every month and it went just like clockwork.” Being back on her feet, Mary feels “like a new person” and says about InCharge, “I appreciate you all, you don’t know how much.”
When you go on an InCharge debt management program, we use our relationships within a wide network of creditors – over 260,000 – to secure benefits that can save you money; through benefits such as reduced interest rates and elimination of late fees. Once you’re on a plan, you can experience the wonderful feeling of debt relief with reduced collection calls and fewer bills to pay (we consolidate your payments). You will also have the peace of mind of knowing that you have an advocate on your side going forward.
Advanced Technology Ensures Reliable, Confidential Service
Our advanced technology and industry expertise allows us to efficiently and reliably process payments to creditors each and every month. InCharge uses a variety of industry-standard security measures, including firewalls, encryption and authentication tools, and Secure Socket Layer (SSL) transmission technology to maintain the confidentiality of your personal information.
Certified Credit Counselors Ready to Help You Succeed
InCharge’s certified credit counselors are fully trained, experienced and accredited through the Association for Financial Counseling and Planning Education (AFCPE) or National Foundation for Credit Counseling (NFCC). Our credit counselors are compassionate and focus on your situation and needs whether they work with you over the phone or online. Their success is measured by your success in getting debt relief.