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Debt & Finance Blog
The first step in consolidating your bills is calculating how much debt you have and how much income is available to address it. List all your credit card balances and…
Credit card debt can be especially burdensome when the cards carry high interest rates. Compounding interest can create a snowball effect, making it difficult to pay off the debt and…
It’s the least wonderful time of the year for millions of cash-strapped Americans thanks to three letters – I-R-S! Income tax returns are due April 18, but what if you…
As a strategy, paying for college with a credit card sounds enticing. Your card probably offers generous air miles or points for every dollar you spend, and you have the…
One morning, the sound of raindrops wakes you up and your first thought is “Not another rainy day! And your second one is, “I’m late for work!” You make a…
Generally speaking, negative marks remain on your credit report for seven years, though Chapter 7 bankruptcy stays on for 10 years. The important thing to remember is that the impact…
Kenny Rogers is a singer, not a debt management adviser, but if you want financial security, take his famous words of poker wisdom: You’ve got to know when to hold…
Finding the right home loan – and a credible lender willing to offer it – isn’t easy. Since the Great Recession of 2008, mortgage interest rates have hovered near historic…
The government just gave a raise to a lot of Americans who really need one. Now they just have to make sure Uncle Sam keeps his hands off the money.…
After a year of political upheaval and economic uncertainty, it might come as a relief that 2017 holds few surprises for retirement savings. For the fourth year in a row,…