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With the rise of online shopping, there is no doubt that Americans are using credit cards more than ever. There’s also no doubt that a lot of them are wasting…
Is carrying a lot of debt worse than carrying a lot of weight? If you’re a millennial the shocking answer is yes, at least if you are hoping to get…
If you want a raise in 2018, please don’t hold your breath. You might not make it to 2019. More than half of Americans haven’t gotten a raise in the…
So you want to avoid financial problems in 2018? Fear not, Uncle Sam is on the case. The Consumer Financial Protection Bureau has come out with a first-of-its-kind survey on…
If you’re still paying off the bills from last year’s holiday merriment and wondering how you’re going to afford anything this year, we’ve got a list for you. Our 133…
The recent security breach at the Equifax credit reporting agency exposed a gold mine of personal information on 143 million Americans and created serious short-term and long-term problems for consumers.…
Warning! No Raise Coming for Most of Us There is plenty of advice out there on how to get a raise. What most people need is advice on how to…
It’s not easy being a Millennial. They get ridiculed more than Donald Trump, though at least Johnny Depp hasn’t threatened to assassinate any of them. Older generations see them as…
Credit scores are like mythical creatures: We all have varying levels of knowledge on what they are and how they operate, but certainty on them is elusive. It’s important to…
Everyone knows the pitch. You’ve spent half an hour trying on clothes off the rack at a shopping mall department store, found three shirts that look perfect and take the…
Sources:
- Gathergood, J., Mahoney, N., Stewart, N., Joerg, W. 2017, December. How Do Individuals Repay Their Debt? The Balance-Matching Heuristic. Retrieved from http://nber.org/papers/w24161
- N.A., 2017, December 21. Federal Reserve payments study supplement points to accelerated credit card use. Retrieved from https://www.federalreserve.gov/newsevents/pressreleases/bcreg20171221b.htm