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Debt & Finance Blog

Financial Health Survey

How’s Your Financial Health? CFPB Survey Says America Needs Work.

By Joey Johnston | November 15, 2017

So you want to avoid financial problems in 2018? Fear not, Uncle Sam is on the case. The Consumer Financial Protection Bureau has come out with a first-of-its-kind survey on…

Women Shopping for the Holidays

Holiday Budgeting and Spending Tips for a Debt-Free Season

By Joey Johnston | November 10, 2017

If you’re still paying off the bills from last year’s holiday merriment and wondering how you’re going to afford anything this year, we’ve got a list for you. Our 133…

Equifax Security Breach Computer and Phone

Tips for Dealing with the Equifax Security Breach

By Joey Johnston | September 12, 2017

The recent security breach at the Equifax credit reporting agency exposed a gold mine of personal information on 143 million Americans and created serious short-term and long-term problems for consumers.…

No Raises For Workers

No Raise Coming: Why You’re Not Getting a Salary Increase this Year

By Joey Johnston | August 15, 2017

Warning! No Raise Coming for Most of Us There is plenty of advice out there on how to get a raise. What most people need is advice on how to…

Student Loan Debt

Student Loan Debt a Curse on Millennial Generation

By Joey Johnston | July 25, 2017

It’s not easy being a Millennial. They get ridiculed more than Donald Trump, though at least Johnny Depp hasn’t threatened to assassinate any of them. Older generations see them as…

Good Credit Score Club

700 Credit Score – Join the Club

By George Morris | July 14, 2017

Credit scores are like mythical creatures: We all have varying levels of knowledge on what they are and how they operate, but certainty on them is elusive. It’s important to…

Department Store Credit Card

Store Credit Cards Not Consumer’s Best Friend

By Joey Johnston | May 24, 2017

Everyone knows the pitch. You’ve spent half an hour trying on clothes off the rack at a shopping mall department store, found three shirts that look perfect and take the…

We have many resources available to help teachers teach financial literacy with their students.

The Current State of Financial Literacy in America: Be Afraid

By Joey Johnston | May 19, 2017

We are a nation of financial dunces. For proof, try answering this question. Why should want to improve your credit score? To save money when purchasing a car with a…

Digital Wallet

Money Going Mobile: Mobile Payments and the Virtual Wallet

By George Morris | May 3, 2017

I can’t remember the last time I paid a friend back in cash. That thought was an eye opener to me. I’m only 22 years old and I’m watching cash…

Record High Debt

Household Debt Approaches Record High

By George Morris | April 12, 2017

America loves a good comeback story, like Robert Downey Jr. overcoming all sorts of addictions to become one of Hollywood’s biggest stars or Martha Stewart emerging from jail to become…

Sources:

  1. NA. 2017, September. Financial well-being in America. Retrieved from https://s3.amazonaws.com/files.consumerfinance.gov/f/documents/201709_cfpb_financial-well-being-in-America.pdf
  2. NA. 2016, January. Barriers to Saving and Policy Opportunities. Retrieved from http://www.pewtrusts.org/~/media/assets/2016/01/emergency-savings-report-3_011116_update.pdf