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Debt & Finance Blog

Money Secrets and Lack of Planning Harm Retirement Dreams

By Joey Johnston | October 20, 2016

By all accounts, David and Margie Stapleton did an admirable job reaching their financial goals before retirement. They have a minimal home mortgage and moderately low debt. Their three children…

How a Clinton or Trump Presidency Will Impact Your Finances

By Joey Johnston | October 19, 2016

This might bore you, but the following story on the presidential election does not address beauty queens, philandering husbands or locker room talk. It does, however, address how a President…

Millennials Reject Credit Cards and Credit Card Debt

By George Morris | August 30, 2016

If you want to break up the loud party that your neighbor’s millennial kid is throwing in his basement bedroom, don’t call the cops. Just barge over and pass out…

FINRA Study Shows Growth In Financial Capability

By Joey Johnston | July 28, 2016

Nearly one-third of American consumers find it easier to pay their bills, have more opportunities to save money for the future and more confidence in their overall financial situation. That…

How I Became a Credit Counselor

By George Morris | June 30, 2016

Anouska Livingston was pregnant, unemployed, in debt and stressed out. The last thing she needed was to go in a store and see what diapers cost. “How am I going…

How To Become Debt Free

By George Morris | May 12, 2016

Here’s the easiest quiz you’ll ever take: Would you like to sleep better, have a happy marriage, improve your health, have more confidence and be able to help your family…

The Truth About Zero Interest Credit

By George Morris | March 17, 2016

You’ve seen the signs at retailers: No interest for six months, 1 year or longer. Typically zero interest credit opportunities are tied to the purchase of big-ticket electronics and furniture:…

How To Spend Your Tax Refund

By George Morris | February 22, 2016

Most Americans count on a tax refund, looking forward to a nice windfall that averaged $3,623 in 2026. If you’re asking yourself how to spend your tax refund, the more…

Summer Travel: International

By George Morris | December 2, 2015

If wanderlust is your middle name, follow these tips for seeing the world on a shoestring budget. Know the exchange rate of the country you’re planning to visit. Will food…

Preparing Your Wallet For Blizzard 2015

By George Morris | December 2, 2015

With weather forecasters issuing warnings to millions of people living in the Northeast Monday and Tuesday of this week, we gathered up five ways to help your wallet during a…

Sources:

  1. Rosen, M., (2016, April/May), Advice for Couples Who Stagger Retirement, AARP Magazine. Retrieved from: http://www.aarp.org/work/retirement-planning/info-2016/retirement-planning-tips-for-couples.html
  2. Eisenberg, R., (2016, 1 October), This Is The Biggest Way Couples Screw Up Retirement Planning. Retrieved from: http://www.huffingtonpost.com/entry/this-is-the-biggest-way-couples-screw-up-retirement-planning_us_57e96d24e4b0e80b1ba3838b
  3. Yochim, D., (2016), Study: Money Secrets and Sluggish Savings Put Couples’ Retirement Dreams at Risk. Retrieved from: https://www.nerdwallet.com/blog/investing/study-couples-keep-retirement-savings-secrets/
  4. O’Shea, A., (2016, 29 September), One-Third of Americans In A Relationship Aren’t Saving For Retirement, Forbes Magazine. Retrieved from: http://www.forbes.com/sites/arielleoshea/2016/09/29/how-couples-are-sabotaging-their-retirement/#2b5ef86f39c8