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Personal Finance
Making the minimum payment on credit cards might seem like a friendly option in a month when money is short, but don’t mistake it for safely treading water. Yes, making…
You’re at the store. You’ve found the perfect purchase. It’s pricy, but so what? You’ve got plastic to pay for it, plastic that’s been burning a hole in your wallet/purse/pocket.…
Few feelings are more helpless than trying to dig your way out of debt when you’re barely making ends meet — and you’re just one car repair emergency from disaster.…
It can be frustrating to see interest charges on your credit card account when you’re certain you’ve paid off your balance in full. After all, a zero balance should mean…
When credit card bills become difficult to handle, there are several solutions. One worth considering is using a personal loan to pay off your credit cards. This strategy is a…
When it comes to money, there’s no better person to listen to for advice than the man whose face is on the $100 bill. “If you fail to plan, you…
Credit card offers are as endless as the universe and corny dad jokes. Whether you’re banking, shopping online, or just settling into a seat on an airplane, financial institutions line…
Credit card debt in the U.S. reached a record $1.14 trillion in the second quarter of 2024. Could anyone pay it all off using a giant Visa or Discover card?…
To tell the story of how to become financially independent, let’s start with a big-picture number, and it’s … well, big. As in, $17.8 trillion big. That was the total…
Senior citizens who want to stay busy might enjoy a job that will keep them active and engaged. For some seniors, work may be a necessity. Those without pensions or…
Sources:
- A. (ND) Credit Card Accountability Responsibility and Disclosure Act of 2009 (Credit CARD Act). Retrieved from https://www.ftc.gov/legal-library/browse/statutes/credit-card-accountability-responsibility-disclosure-act-2009-credit-card-act
- A. (ND) Credit card minimum payments: What to know. Retrieved from https://www.capitalone.com/learn-grow/money-management/credit-card-minimum-pay-explained/
- A. (ND) Things to know about credit card minimum payments. Retrieved from https://www.chase.com/personal/credit-cards/education/basics/credit-card-minimum-payment
- Leicht, A. (2024, December 13). How are credit card minimum payments calculated? Retrieved from https://www.cbsnews.com/news/how-are-credit-card-minimum-payments-calculated/
- A. (ND) Credit Card Calculator. Retrieved from https://www.calculator.net/credit-card-calculator.html