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Debt Relief
There are plenty of good debt-relief programs out there. There are also plenty of bad ones. If consumers do their homework and stick to their programs, there is indeed relief…
When you’re in the market for a new credit card or taking time to assess the card(s) you already have, one of your key points of analysis should be the…
As a credit expert and a former NFCC-certified credit counselor, I know firsthand that many people are confused about what goes into their credit scores. So, I want to break…
What Is Credit Counseling? Credit counseling is a free service that provides help with budgeting, solutions for becoming debt-free, and tips for managing your money successfully. Credit counseling is offered…
Anyone enduring, or anticipating, the financial squeeze of personal bankruptcy may rightly wonder whether there is life on the other side of this wringer. The good news is there is,…
When faced with overwhelming debt, many people think bankruptcy is their only way out, but there’s another option you may not have heard about. Debt management is a debt relief…
When faced with overwhelming debt, many people think bankruptcy is their only way out, but there’s another option you may not have heard about. Debt management is a debt relief…
“Credit repair” probably sounds like it should be something helpful, right? After all, what could be wrong with wanting to repair your credit? But when it comes to financial services…
You didn’t pay it, and you didn’t pay it again, and then you didn’t pay it some more, and finally, the credit card company gave up and stopped expecting you…
Getting married will not affect your credit score. When you say, “I do!” in exchanging wedding vows, you don’t mean exchanging credit scores. “When you get married, you have two…
Sources:
- N.A. (2025, July 21). FTC Halts Illegal Debt-Relief Operation that Falsely Impersonated Businesses and the Government, Harming Consumers. Retrieved from https://www.ftc.gov/news-events/news/press-releases/2025/07/ftc-halts-illegal-debt-relief-operation-falsely-impersonated-businesses-government-harming-consumers
- Campbell, S. (2025, June 10). Trying to pay off debt? Avoid these debt settlement scams. Retrieved from https://www.azfamily.com/2025/06/10/trying-pay-off-debt-avoid-these-debt-settlement-scams/
- N.A. (2023, August 28). What is a debt relief program and how do I know if I should use one? Retrieved from https://www.consumerfinance.gov/ask-cfpb/what-is-a-debt-relief-program-and-how-do-i-know-if-i-should-use-one-en-1457/
- N.A., (ND). Telemarketing Sales Rule. Retrieved from https://www.ftc.gov/legal-library/browse/rules/telemarketing-sales-rule
- N.A. (ND). Household Debt and Credit Report. Retrieved from https://www.newyorkfed.org/microeconomics/hhdc