Category:
Credit Counseling

Credit Counseling

By Tom Jackson | April 18, 2019

What Is Credit Counseling? Credit counseling is a free service offered by nonprofit agencies to help individuals get a handle on their finances. Sometimes called debt counseling, credit counseling is…

How to Stop Debt Collection Calls

By Sarah Brady | March 13, 2019

Did you know there are laws to protect you from being harassed by debt collectors? From lying about your debt to pestering you repeatedly on the phone, the Fair Debt…

Working with a Certified Credit Counselor

By Tom Jackson | July 11, 2018

When you’re looking for financial advice, you would hope there are two things you can count on from the person on the end of the phone: They know what they…

How to Be Successful in a DMP

By Tom Jackson | April 12, 2018

So, you’ve finally taken the big step and enrolled in a debt relief program. Now what? If you’re going to succeed, you’ll have to alter the lifestyle that got you…

Debt Management Myths: What You Need to Know

By Joey Johnston | March 23, 2018

Debt management plans might be the most productive and least appreciated member in the family of debt-relief solutions that includes debt consolidation loans, debt settlement and bankruptcy. DMPs, as they are…

Credit Counseling vs Bankruptcy

By Joey Johnston | December 7, 2016

Bankruptcy and credit counseling both can be used to fight crippling debt and often they work together to resolve your problems. Laws demand that credit counseling precede a bankruptcy filing and before your…

How I Became a Credit Counselor

By George Morris | June 30, 2016

Anouska Livingston was pregnant, unemployed, in debt and stressed out. The last thing she needed was to go in a store and see what diapers cost. “How am I going…

What Is the NFCC?

By George Morris | May 25, 2016

The NFCC has developed extensive tools and training that allow its member organizations to deliver a high level of financial education and counseling to millions of clients nationwide. “Despite new…

Reginal Sconiers Celebrates 10 Years as a Credit Counselor

By George Morris | November 20, 2015

Reginal Sconiers hears voices every afternoon. “I’d say somewhere between 10 and 15 every day,” he said. They are the voices of concern, voices of distress, voices of anxiety driven…

InCharge Helps Teach Girls Value Of Economic Independence

By George Morris | November 20, 2015

Diane Meiller has hosted a competition for high school girls the last eight years to promote the idea that gender shouldn’t hinder leadership roles. Meiller, who runs Diane Meiller &…

Sources:

  1. N.A. (ND) Choosing a Credit Counselor. Retrieved from https://consumer.ftc.gov/articles/choosing-credit-counselor
  2. Lane, S. (ND) Stopping Wage Garnishment Without Bankruptcy. Retrieved from https://www.alllaw.com/articles/nolo/bankruptcy/stopping-wage-garnishment-without-bankruptcy.html