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Category:
Credit Counseling
Nowadays, we do everything online. We pay the bills, shop for groceries, and order Chinese food without leaving the comfort of our couch. Doing things online is just plain easier…
What Is Credit Counseling? Credit counseling is a free service offered by nonprofit agencies to help individuals get a handle on their finances. Sometimes called debt counseling, credit counseling is…
Did you know there are laws to protect you from being harassed by debt collectors? From lying about your debt to pestering you repeatedly on the phone, the Fair Debt…
When you’re looking for financial advice, you would hope there are two things you can count on from the person on the end of the phone: They know what they…
So, you’ve finally taken the big step and enrolled in a debt relief program. Now what? If you’re going to succeed, you’ll have to alter the lifestyle that got you…
Debt management plans might be the most productive and least appreciated member in the family of debt-relief solutions that includes debt consolidation loans, debt settlement and bankruptcy. DMPs, as they are…
Bankruptcy and credit counseling both can be used to fight crippling debt and often they work together to resolve your problems. Laws demand that credit counseling precede a bankruptcy filing and before your…
Anouska Livingston was pregnant, unemployed, in debt and stressed out. The last thing she needed was to go in a store and see what diapers cost. “How am I going…
The NFCC has developed extensive tools and training that allow its member organizations to deliver a high level of financial education and counseling to millions of clients nationwide. “Despite new…
Reginal Sconiers hears voices every afternoon. “I’d say somewhere between 10 and 15 every day,” he said. They are the voices of concern, voices of distress, voices of anxiety driven…
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Sources:
- Ortegren, F. (2019, November 6) An Unsettling Look into the History of Credit and Financial Literacy in America. Retrieved from https://www.listwithclever.com/real-estate-blog/history-debt-to-income-ratio/?utm_campaign=personal-finance-bulk-dti-v1
- N.A. (ND) LIST OF CREDIT COUNSELING AGENCIES APPROVED PURSUANT TO 11 U.S.C. § 111. Retrieved from https://www.justice.gov/ust/list-credit-counseling-agencies-approved-pursuant-11-usc-111