Category:
Credit Counseling

Marriage and Credit Scores

By Pat McManamon | December 18, 2024

Getting married will not affect your credit score. When you say, “I do!” in exchanging wedding vows, you don’t mean exchanging credit scores. “When you get married, you have two…

How To Avoid Interest on Credit Cards

By Sarah Brady | September 17, 2024

Dealing with credit card debt has always been tough, but getting out of debt is harder now than it’s ever been. That’s because the average interest rates on credit cards…

Credit Counseling for College Graduates

By George Morris | June 18, 2020

Things change after college. Your new boss won’t be as lenient as your old professor. Instead of a GPA your new obsession becomes your credit score. Rent may double or…

What Happens During a Credit Counseling Session?

By Joey Johnston | June 15, 2020

Millions of Americans living paycheck to paycheck are familiar with that sinking feeling of being unable to get out of debt and keep up with bills. If you’re one of…

Finding a Reputable Credit Counselor

By Joey Johnston | February 10, 2020

Credit counseling is a vastly under-tapped resource for people crippled by debt. A credit counselor’s goal is to educate consumers about the cause of their debt and offer solutions that…

Does Credit Counseling Work?

By George Morris | January 15, 2020

Money woes plague countless millions of Americans, stressing marriages and giving rise to feelings of hopelessness. For many mired in debt, credit counseling offers a lifeline to solvency and better…

Credit Repair vs. Credit Counseling

By Tom Jackson | October 31, 2019

Good credit means better interest rates on homes, cars and credit cards, lower insurance rates, easier access to rental apartments and utilities and maybe even better job opportunities. Consumers with…

How to Avoid Credit Counseling and Credit Repair Scams

By Joey Johnston | October 29, 2019

Are you looking for help improving your credit or getting your finances together? If so, perhaps you’ve considered hiring a credit repair company or a for-profit credit counseling agency. Unfortunately,…

Should You Choose Debt Consolidation or Credit Counseling?

By George Morris | August 23, 2019

Pros and Cons of Debt Consolidation and Credit Counseling The short answer to that question is: Yes. As flippant as that sounds, it can’t be stressed enough that if your…

Debt Settlement vs. Credit Counseling

By Joey Johnston | July 26, 2019

Life is difficult for anyone struggling to meet spiraling credit card payments. Help could come in the form of paying a debt settlement agency to help negotiate a way out,…

Sources:

  1. N.A. (ND) Myths vs. Facts: Marriage and Credit. Retrieved from https://www.equifax.com/personal/education/life-stages/articles/-/learn/myths-vs-facts-marriage-and-credit/
  2. Akin, J. (ND) What Happens to Your Credit When You Get Married? Retrieved from https://www.experian.com/blogs/ask-experian/credit-education/life-events/marriage-and-credit/
  3. N.A. (2024, January 16) Marriage and credit scores: What you need to know. Retrieved from https://www.capitalone.com/learn-grow/money-management/what-happens-to-credit-when-you-get-married/
  4. N.A. (2024, September 6) Does Getting Married Affect Your Credit Score? Retrieved from https://www.pnc.com/insights/personal-finance/borrow/does-getting-married-affect-credit-score.html
  5. N.A. (ND) What Is an Authorized User on a Credit Card? Retrieved from https://www.equifax.com/personal/education/credit-cards/articles/-/learn/authorized-user-on-a-credit-card/