Category:
Credit Counseling

Credit Counseling for College Graduates

By George Morris | June 18, 2020

Things change after college. Your new boss won’t be as lenient as your old professor. Instead of a GPA your new obsession becomes your credit score. Rent may double or…

What Happens During a Credit Counseling Session?

By Joey Johnston | June 15, 2020

Millions of Americans living paycheck to paycheck are familiar with that sinking feeling of being unable to get out of debt and keep up with bills. If you’re one of…

Finding a Reputable Credit Counselor

By Joey Johnston | February 10, 2020

Credit counseling is a vastly under-tapped resource for people crippled by debt. A credit counselor’s goal is to educate consumers about the cause of their debt and offer solutions that…

Does Credit Counseling Work?

By George Morris | January 15, 2020

Money woes plague countless millions of Americans, stressing marriages and giving rise to feelings of hopelessness. For many mired in debt, credit counseling offers a lifeline to solvency and better…

Credit Repair vs. Credit Counseling

By Tom Jackson | October 31, 2019

Good credit means better interest rates on homes, cars and credit cards, lower insurance rates, easier access to rental apartments and utilities and maybe even better job opportunities. Consumers with…

How to Avoid Credit Counseling and Credit Repair Scams

By Joey Johnston | October 29, 2019

Are you looking for help improving your credit or getting your finances together? If so, perhaps you’ve considered hiring a credit repair company or a for-profit credit counseling agency. Unfortunately,…

Should You Choose Debt Consolidation or Credit Counseling?

By George Morris | August 23, 2019

Pros and Cons of Debt Consolidation and Credit Counseling The short answer to that question is: Yes. As flippant as that sounds, it can’t be stressed enough that if your…

Should You Choose Debt Settlement or Credit Counseling?

By Joey Johnston | July 26, 2019

You’ve tried it all – eating Raman noodles twice a day, creating a budget, cutting your cable TV – but despite those efforts, your credit card debt kept growing and…

Online Credit Counseling

By Joey Johnston | July 1, 2019

Nowadays, we do everything online. We pay the bills, shop for groceries, and order Chinese food without leaving the comfort of our couch. Doing things online is just plain easier…

Credit Counseling

By Tom Jackson | April 18, 2019

What Is Credit Counseling? Credit counseling is a free service offered by nonprofit agencies to help individuals get a handle on their finances. Sometimes called debt counseling, credit counseling is…

Sources:

  1. N.A. (ND) Public Service Loan Forgiveness (PSLF). Retrieved from https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service