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Debt Consolidation
Want to get help managing credit card debt without having to take out a loan? Nonprofit credit counseling agencies like InCharge Debt Solutions offer a solution that can work for…
What Is a Debt Consolidation Loan? A debt consolidation loan combines multiple high-interest debts into one loan, which is repaid at a lower interest rate. The goal with this loan…
Debt consolidation is a common “get-out-of-trouble” solution for troubled consumers, especially those with overwhelming credit card debt. You take out one big loan and use it to pay off smaller…
Debt Consolidation: Options & Tips Monthly bills can be like roaches. You turn on the light every 30 days and they scatter as you try to stomp them. Wouldn’t it…
Sources:
- N.A. (ND) Debt Negotiation Schedule of Maximum Fees. Retrieved from: https://portal.ct.gov/dob/consumer-credit-licensing-info/consumer-credit-licensing-information/debt-negotiation-schedule-of-maximum-fees
- N.A. (ND) How Much Can You Save with a Debt Management Plan? Retrieved from: https://www.moneymanagement.org/debt-management/debt-management-plan-savings
- Woolsey, B. (2025, February 14) Average Credit Card Interest Rate for February 2025: 24.20% APR. Retrieved from https://www.investopedia.com/average-credit-card-interest-rate-5076674
- N.A. (2021, August) Credit Counseling. Retrieved from https://www.law.cornell.edu/wex/credit_counseling
- N.A. (ND) Frequently asked questions. Retrieved from https://www.nfcc.org/faqs/
- N.A. (ND) Accreditation standards. Retrieved from https://www.nfcc.org/accreditation-standards/
- Regan, G. (2021, February 16) Options for Consumers in Crisis An Economic Analysis of the Debt Settlement Industry Fourth Edition. Retrieved from https://americanfaircreditcouncil.org/reports/options-for-consumers-in-crisis-an-economic-analysis-of-the-debt-settlement-industry-4/
- Better Business Bureau (2020, November 10) BBB Scam Alert: Credit repair and debt relief scams. Retrieved from https://www.bbb.org/article/scams/23372-bbb-tip-credit-repair-and-debt-relief-scams
- N.A. (2021, August 30) Telemarketing Sales Rules Fees. Retrieved from https://www.federalregister.gov/documents/2021/08/30/2021-18263/telemarketing-sales-rule-fees
- N.A. (ND) Coping with debt. Retrieved from https://www.consumer.ftc.gov/articles/0150-coping-debt
- N.A. (ND) Debt Relief and Credit Repair Scams. Retrieved from https://www.ftc.gov/news-events/media-resources/consumer-finance/debt-relief-credit-repair-scams
- Regan, G. (2021, February 16) Options for Consumers in Crisis An Economic Analysis of the Debt Settlement Industry Fourth Edition. Retrieved from https://aa4dr.org/wp-content/uploads/2020.12.31-AFCC-Report-v.1.19.21.pdf